The phone calls begin at home. Using the home number you left on a credit application, Delta Outsource Group, Inc. wants you to come up with a payment plan to take care of an outstanding personal loan balance. You ignore the debt collection agency phone calls by sending each call to voicemail.
Delta Outsource Group, Inc. will not be denied.
Third party debt collectors are not prohibited from calling consumers at work. If you ignore phone calls made by a bill collector to your home and/or cell phone number, you can expect the debt collection agency to contact you at your place of employment.
Phone calls made by a third party debt collector to you at work can cause considerable stress and anxiety, which begs the question:
Do you have a way to make the phone calls stop?
Methods to Prevent Delta Outsource Group, Inc. from Calling You
Although Delta Outsource Group, Inc. is not breaking any law by calling you at work, you can inform the bill collector that your employer prohibits such calls while you are on the job.
Referred to as “reason to know,” letting Delta Outsource Group, Inc. know your employer forbids all forms of communication at work is the first step to prevent the debt collection agency from calling you.
Other options to make work phone calls stop include sending a certified cease and desist letter, as well as invoking the statute of limitations set by your state for the collection of outstanding consumer debts.
You can fight back against a third party debt collector on your own, but be advised the agency will have a team of accomplished lawyers pushing for you to pay off a delinquent debt.
Because of this, you should work with a licensed consumer protection lawyer who has considerable experience litigating cases that involve the Fair Debt Collection Practices Act (FDCPA).
Passed by the United States Congress in 1977, the FDCPA includes numerous provisions that prohibit bill collectors from engaging in certain debt collection practices. For example, Delta Outsource Group, Inc. is not allowed to harass you by making threats or using abusive language in attempts to intimidate you.
Are You Entitled to Monetary Damages?
If a debt collection agency makes a mistake by continuing to call you at work after learning about the “reason to know” or worse, calls you at home after 9 pm and before 8 am, you might be entitled to monetary damages.
The FDCPA allows consumers to seek monetary damages for violations of the landmark law for a variety of reasons. Physical distress is the most common reason why consumers hire FDCPA lawyers to seek financial rewards for the illegal tactics implemented by third party debt collectors.
Physical distress covers an assortment of ailments triggered by excessive bill collector behavior. If you suffer from skin rashes or feel heart pain after enduring prohibited debt collection agency phone calls at work, you might be entitled to monetary damages.
Your attorney will present the court with documentation of your physical ailments, as well as call to the stand expert medical witnesses that link your condition to illegal third party debt collector behavior.
Speak with an experienced consumer protection attorney today to learn more about the rights granted by the FDCPA.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Delta Outsource Group, Inc. or any other third-party collection agency, you may not be entitled to any compensation