Do you know that if CBE Group has a “reason to know,” the debt collection agency must stop calling you at work? What does reason to know mean? It means CBE Group, Inc. knows your employer forbids third party debt collectors from contacting consumers at their places of employment.
Your employer does not have to inform CBE Group, Inc. about its policy. You can do it yourself to get the bill collector off your back.
Some debt collection agencies simply ignore requests from consumers to stop calling them at work. If you have to endure continued third party debt collector phone calls after the agency has a “reason to know,” a groundbreaking consumer protection law grants you the right to seek monetary damages for several compelling reasons.
Remember that federal consumer protection law addressing phone calls at work pertains to debt collection agencies, not the original creditor that approved a credit card or a personal loan application.
Other Ways to Stop Debt Collection Agency Calls at Work
“Reason to know” is the not the only method you have to prevent a third party debt collector from calling you at work. You can send a certified cease and desist letter to demand the end of all forms of communication made to you by a bill collector like CBE Group, Inc.
The formal notice should inform the debt collection agency that it has violated one or more provisions of the Fair Debt Collection Practices Act (FDCPA).
You should also spell out the legal consequences of not complying with your request, which should include reporting illegal third party debt collector practices to the Federal Trade Commission (FTC) and your state’s Attorney General Office.
Any method you use to stop bill collector phone calls at work will have much more of an impact if you hire a licensed consumer protection lawyer that specializes in litigating FDCPA cases. One formal notice sent by your attorney might be all it takes to stop the work phone calls.
Your lawyer’s efforts might also bring CBE Group, Inc. to the negotiating table for reaching an agreement to settle a delinquent debt. Rest assured the debt collection agency will use the services of a highly skilled team of attorneys to get you to pay off an outstanding consumer debt.
Make sure you are prepared to fight back by working with a FDCPA lawyer.
Make a Bill Collector Pay for Violating the FDCPA
The FDCPA not only spells out what defines illegal debt collection practices, it also allows consumers to seek financial damages for a wide variety of reasons. Your FDCPA lawyer will determine if you suffer from the physical stress prompted by aggressive debt collection agency practices.
You might be eligible for compensation for suffering from emotional duress as well. Prolonged aggressive debt collection tactics can place a tremendous toll on personal and professional relationships.
The FDCPA permits consumers to recover monetary damages for life altering, emotionally damaging events such as divorce and child custody battles.
Emotional distress is much harder to prove than physical distress, which means you should consult with a highly rated FDCPA attorney to present compelling evidence of the emotional issues produced by illegal third party debt collector practices.
Speak with a FDCPA lawyer to learn more about how the landmark federal law protects consumers against illegal bill collector actions.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against CBE Group, Inc. or any other third-party collection agency, you may not be entitled to any compensation.