Is CBE Group, Inc Calling You?* Here's What You Need to Know
When you’re in serious debt, the phone becomes the thing of nightmares for you. Every time it rings you cringe, wondering if another debt collector is on the line. Many of them can be intrusive and nasty, embarrassing you in front of your friends and family and threatening to send you to jail. Fortunately, there is a law in place to protect you from harassment and humiliation at the hands of third-party debt collectors.
Your Rights Under the FDCPA
Prior to 1977, abusive debt collectors were driving so many people to personal bankruptcy that Congress passed the Fair Debt Collection Practices Act, or FDCPA. This consumer protection law gave indebted consumers the right to dispute a debt and request no further contact from the collector, and made it illegal for third-party debt collectors to use intimidation tactics like those below.
- Calling you before 8:00 a.m. and after 9:00 p.m. in the your time zone
- Using profane and obscene language
- Threatening legal action that they are not in a position to take or have no intention of taking
- Contacting you after you have sent a cease and desist letter (unless it is to advise you that legal action is commencing or collection activities have stopped)
- Maliciously reporting inaccurate information to the credit bureaus
- Discussing the debt with your coworkers, neighbors, and friends
Company Profile: CBE Group, Inc
CBE Group, Inc is a collection agency located in Cedar Falls, Iowa. It was founded in 1933, has over 1,600 employees, and has additional facilities in Waterloo, Iowa, Overland Park, Kansas, New Braunfels, Texas and Manila, Philippines. A review of litigation records on file at the PACER (Public Access to Court Electronic Records) website confirm that CBE Group, Inc has been accused of violating the FDCPA while collecting consumer debts.
Alleged Violations against CBE Group, Inc
(Case 1:15-cv-01035-WCG from United States District Court for the Eastern District of Wisconsin, Green Bay Division)
On or around February 28, 2015, CBE Group, Inc contacted a Wisconsin resident in an attempt to collect debt owed by someone else. He informed the collector that he was not the debtor and they were calling the wrong number. He also asked that the calls stop, but they allegedly continued at such a frequency that he hired a consumer attorney and sued CBE Group, Inc for allegedly violating the FDCPA in the following ways:
- Calling him in regards to a third party's’ debt on numerous occasions, without being asked to do so.
- Engaging in harassing, oppressive, or abusive conduct towards the Plaintiff in connection with the collection of a debt.
- Using unfair and unconscionable means to collect a debt.
The matter was later settled.
Hire an Attorney
The phone numbers for CBE Group, Inc are:
If any of these numbers appear on your caller ID, a debt collector is calling. If they persist in calling you about someone else’s debt and fail to stop when you tell them to hire a consumer attorney. Such actions violate the FDCPA, and if you decide to sue CBE Group, Inc you could potentially receive $1,000 per FDCPA violation as well as attorney's fees, court costs, and any actual damages. You have rights, and standing up for them could pay off.
*The content of this article is not applicable solely to CBE Group, Inc, but to any third-party collection agency by which you claim to have been harassed.