A debt collection agency, Sequium Asset Solutions, Inc., collects past due debt for creditors. If you have a past due account and Sequium Asset Solutions, Inc., has taken it over, you may be called by the collection agency. If they call you repeatedly, then it could classify as harassment, which is illegal.
The Fair Debt Collection Practice Act (FDCPA) was enacted to stop unscrupulous debt collections. The FDCPA makes it almost impossible for a debt collector to leave a voicemail, so if Sequium Asset Solutions, Inc., left a message about your past-due debts, then they may have broken the law. You may be able to pursue a claim against them.
The Debt Collection Process and Sequium Asset Solutions, Inc.
The FDCPA provides oversight to debt collectors by regulating the collections process and establishing limits for collection agencies. The laws regulate what can and cannot be said during a collections call. The FDCPA prohibits the collection agency from making threats of physical harm and prohibits them from impersonating a police officer and threatening to arrest you. The FDCPA also prohibits the collection agency from releasing personal information, including the details of your debt, to anyone without your permission.
Anytime Sequium Asset Solutions, Inc., calls a consumer, they must be straightforward about their identity and the nature of their call. The FDCPA was enacted to make the collection agency accountable and to keep them from tricking you into calling them back. If Sequium Asset Solutions, Inc., calls someone in an attempt to find you, they must identify themselves and provide contact information.
They cannot release information about your debt. The FDCPA makes it impossible for a voicemail to be legally left by Sequium Asset Solutions, Inc. If a voicemail is left where you work, Sequium Asset Solutions, Inc., has violated the FDCPA and you can pursue a claim against them.
There are Restrictions Regarding What Sequium Asset Solutions, Inc., Can Say
Sequium Asset Solutions, Inc., or any third-party collection agency must abide by the debt collection laws, which include the FDCPA. The FDCPA prohibits threats being made toward the consumer, so if you are threatened with an arrest warrant or if they threaten you with physical harm, then they are violating the FDCPA and they can be held liable for your damages.
If Sequium Asset Solutions, Inc., violated the FDCPA in their contact with you, then you can pursue a claim and recover as much as $1,000 for the infraction. Maintain supporting evidence and documentation, so you can prove what happened and show the violation. You will need to maintain notes of all the calls, so take down the name of the caller, the date and time of the call, and write down a summary of the discussion. This can be used to support your claim against Sequium Asset Solutions, Inc.
Consult With An FDCPA Lawyer About Sequium Asset Solutions, Inc.
If Sequium Asset Solutions, Inc., has left you a voicemail, or if you believe they violated the FDCPA in other ways, consult with an FDCPA attorney who is licensed in your state. Schedule your free case review today.
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*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Sequium Asset Solutions, Inc., or any other third-party collection agency, you may not be entitled to any compensation.