Updated on January 29th, 2025 Author: stopcollections | Editor: stopcollections

Consumer Complaints Against Sequium Asset Solutions, LLC

Disclaimer: The following content is a summary of complaints submitted to the Consumer Financial Protection Bureau (CFPB) by consumers. The information provided is intended to inform and educate consumers about potential issues and experiences reported with the mentioned entity. 

The following is a summary of consumer complaints submitted to the Consumer Financial Protection Bureau (CFPB) regarding Sequium Asset Solutions, LLC. These complaints highlight several concerning practices that may violate consumer protection laws, such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). If you believe you’ve experienced any of the issues outlined below, free legal assistance is available to help you understand your rights and options.

Key Complaints Reported by Consumers 

Unauthorized Collection Entries Without Prior Notice

Many consumers have reported discovering collection accounts on their credit reports attributed to Sequium Asset Solutions without prior notice or communication. These unauthorized entries often involve debts the consumers did not acquire or authorize, raising questions about the agency’s transparency and legality.

Your Rights Under FDCPA and FCRA:

• Debt collectors must notify you in writing about a collection account before reporting it to credit agencies.
• You have the right to request the debt be verified and corrected if it is inaccurate.
• Failing to provide proper notice may violate your rights under the FDCPA.

Need help? Contact us for a free consultation to connect with legal experts who can guide you through next steps.

Failure to Provide Debt Validation Documentation

Consumers have filed numerous complaints stating that Sequium has failed to provide documentation validating the debts they are attempting to collect. Despite repeated requests, individuals claim they receive no response or vague answers, leaving them without the proof required to confirm the debts are legitimate.

Your Rights Under FDCPA:

• You have the right to request written proof that a debt is valid and owed by you.
• Debt collectors are legally obligated to respond within a reasonable time frame.
• Failure to validate a debt can be a violation of the FDCPA.

Need assistance with debt validation? Reach out today for free legal guidance on how to proceed.

Claims of Debt Not Incurred or Authorized

Many complaints cite Sequium’s continued attempts to collect debts that individuals neither incurred nor authorized. This can result in disruptions to consumers’ lives, not to mention the potential damage to their credit scores that can make obtaining loans or credit far more difficult in the future.

Your Rights Under FDCPA:

• You have the right to dispute debts that are not yours and demand they be removed from your records.
• Debt collectors may not falsely claim you owe them money.

Facing false debt claims? Get connected with legal experts who can assist with disputing these claims for free.

Continued Contact Despite Requests to Cease Communication

Consumers have reported that Sequium continues contacting them via phone and email, even after written requests to stop all communication. This behavior can feel harassing and invasive, especially for individuals disputing the validity of the debts.

Your Rights Under FDCPA:

• You can send a written “cease and desist” request to stop all communication from a debt collector.
• Debt collectors must comply with your request and cease contact immediately.

Want to stop harassing calls or emails? We can help you take action—get in touch for a free consultation.

Identity Theft and Credit Reporting Errors

A significant number of complaints accuse Sequium of reporting incorrect or fraudulent collection accounts tied to identity theft. Consumers claim they are forced to dispute fraudulent charges while dealing with the harmful impacts of inaccurate reports on their credit histories.

Your Rights Under FCRA:

• You can dispute inaccurate information on your credit report, and credit bureaus must investigate.
• You have the right to be notified if your personal information is used improperly.
• Debt collectors must verify the debt before continuing collections.

Need help disputing errors or addressing identity theft? Contact us for expert legal assistance, free of charge.

Free Legal Assistance for Victims of Debt Collector Violations

If you’re facing similar issues with Sequium Asset Solutions, it’s crucial to know your rights and act quickly. You don’t have to deal with these violations alone.

How To Get Free Legal Assistance 

• Step 1: Reach out to our legal experts for a free consultation. 
• Step 2: Share your experience, and we’ll help assess whether your rights under the FDCPA or FCRA have been violated. 
• Step 3: If applicable, we’ll guide you through the process of filing a claim and stopping illegal collection practices.

Our legal experts specialize in protecting consumers like you from unfair debt collection practices. Take control of your situation today and assert your legal rights.

Contact us now for your FREE consultation and stop unfair debt collection practices in their tracks!

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