Debt collection agencies like Recovery Solutions Group attempt to recover debts that people owe to their creditors. The work they do is legitimate but they cannot do what they want. More specifically, federal law prevents them from continually pestering a debtor, harassing them or threatening them. The Fair Debt Collection Practices Act (FDCPA) regulates debt collectors’ activity and in the event that you have been harassed or threatened you can sue the collector for damages. Talk to an FDCPA attorney before filing your lawsuit.
About Recovery Solutions Group
This company has been in the debt collection business since 2012. It is based in Milford, Delaware. The company has been accredited to the Better Business Bureau (BBB) since 2015 and has a B+ rating based on the balance of comments approving the way the business acts and complaints. Not surprisingly, it gets most complaints from the people who owe money to creditors who are clients of Recovery Solutions.
BBB cannot sanction a business. It simply obtains information about a business and compiles a useful profile and prints this on its website. There have been only 11 complaints in the last 3 years about the Recovery Solutions Group, which is relatively low compared to many other debt collectors. Complaints cite getting the debtor wrong, continuing to demand money after a debt has been paid off and failing to respond promptly to concerns raised.
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What is Considered a Threat?
The FDCPA lists the sorts of behavior that some debt collectors exhibit that is considered a threat or threatening behavior. This sort of activity is prohibited and can lead to a lawsuit against that company for a violation of the law. Examples of typical threats include:
- aggressive behavior, including physical intimidation;
- actual violence, including assault;
- attempts to remove personal property;
- publishing names of debtors online or in print so that they are accessible to the public;
- threatening to have you arrested;
- threatening to have wages garnished.
Damages You May Be Entitled to
The FDCPA allows you to file a lawsuit in a civil court if you have been harassed or threatened by a debt collector. Typical damages sought in such a lawsuit include monetary compensation of up to $1,000 together with attorney’s fees and court costs. You may also be awarded additional amounts depending on the circumstances of your case against the company. For example, the court may order that you are compensated for any lost wages or wages that have been garnished as well as an amount for physical or emotional distress. Your attorney can help you with your claim.
End the Threats Today
Act quickly if you are being threatened by a debt collector illegally. The sooner you act, the sooner the threats will end. Use the Free Evaluation form below to locate a suitable consumer law attorney who is familiar with the FDCPA and its violations.
Additional Resources
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Recovery Solutions Group, or any other third-party collection agency, you may not be entitled to compensation.