Passed in 1978 to protect consumers from unscrupulous debt collection practices, the Fair Debt Collection Practices Act (FDCPA) has specific legislation to keep debt collectors on the up and up when collecting debts. If you have an older debt that has become delinquent, it may be hand over to Recovery Solutions Group for collections.
While contacting you, Recovery Solutions Group must adhere to the FDCPA and any other applicable collection laws. There are strict legal penalties for collection agencies that violate the FDCPA.
Recovery Solutions Group
Recovery Solutions Group is a debt collection agency in Milford, Delaware, that handles commercial collections, accounts receivable management, HOA assessment fee recovery, and international commercial collections. Recovery Solutions Group has been accredited with the Better Business Bureau since March 2015.
The company has a B+ rating with the BBB with 11 complaints closed in the last three years and 6 complaints closed in the last year. Eight of the complaints involved billing and collections and the other three were related to a service or a product.
What Is a Debt Validation Letter? And Why Do You Need It?
If Recovery Solutions Group is attempting debt collection from you, then ask for it to be validated. You want to make sure it is your debt before you pay toward it. When a debt is validated by a company, they must provide you specific details about the debt in a debt validation letter.
The letter must include the original creditor’s name, the original amount of the debt, the current amount owed, and other specifics as they apply to the debt in question. The FDCPA allows five days for the collection agency to respond to your request.
If they don’t respond to your request, or if they violate the FDCPA, you can file a claim against them for their violations. Be sure to maintain documentation that proves you requested validation of the debt.
Talk To an FDCPA Attorney Today
If the FDCPA was violated by Recovery Solutions Group while they tried to collect a past due debt from you, then you can take action against them. Talk with an FDCPA attorney who is licensed in your state. When you have a lawyer that focuses on debt collection harassment representing you, you are much more likely to have a successful claim.
You can recover compensation for your damages, and you can put a stop to the harassment. Complete the Free Case Evaluation request form on this page so your information can be shared with a local FDCPA attorney. The lawyer will review the details of your case and will determine how to proceed with a claim against Recovery Solutions Group so you can get control of the situation and put the calls to a stop.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Recovery Solutions Group or any other third-party collection agency, you may not be entitled to compensation.