If you find that you are on the receiving end of constant attempts to contact you by a debt collection agency like Synerprise Consulting Services Inc. you should report the activity to a government agency as they may be breaking a federal or state law. The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from overbearing activity towards debtors.
This means prohibiting collectors from contacting a debtor at all hours of the day or night. Violators of the FDCPA can be fined. As a person who is being unfairly affected by this unwanted action, you also have the right to sue the debt collector for up to $1,000 in damages. You should have an attorney to help you if you decide to file a lawsuit against a debt collection service.
How to Report a FDCPA Violation by Synerprise Consulting Services Inc
There are two main ways you can report a debt collector fro unfair practices. Any violation of the FDCPA can be reported to a federal agency, the Consumer Financial Protection Bureau (CFPB). This agency will investigate any wrong doing and issue sanctions against the debt collector if it finds its behavior violates the FDCPA.
As many states have got their own fair debt collection laws, you can also report the unfair activity to your own state’s Attorney General’s Office. If the Attorney General believes that there is a case to pursue then they may investigate further and impose sanctions in a similar way to the CFPB.
How the Better Business Bureau Can Help in Negotiations Over Disputes
The Better Business Bureau (BBB) cannot impose fines nor do anything beyond arrange a meeting in which your dispute with a debt collection agency can be heard in a neutral environment. A mediation session may be sufficient to curtail unnecessary activity by an over-zealous debt collector. The BBB can also put out a warning to other consumers about the activity of the debt collector in case they face similar unwanted attention.
Filing a Lawsuit Against Synerprise Consulting Services Inc
You are able to pursue legal action against a FDCPA violator who is pestering you. You have a year to file a lawsuit against the debt collector, citing evidence that you have collected showing that the collector has indeed violated the FDCPA.
You can only claim up to $1,000 in damages plus legal fees, but this may be enough to stop the agency from bothering you in future in the same way as before. Even if you win a lawsuit against the debt collection agency this doesn’t entitle you to forget the debt you have with a third party, unless you can prove that the debt that the collector is trying to recover is not valid.
How a Lawyer Can Help With a Claim for a FDCPA Violation
It can be difficult attempting to file a lawsuit on your own. You should seek legal assistance from an attorney who specializes in consumer law before filing the lawsuit. Fill out the Free Case Evaluation on this page today!
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Synerprise Consulting Services Inc., or any other third-party collection agency, you may not be entitled to any compensation.
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