Many of us need to take out loans from time to time and on occasions it might be hard to make the repayments on time. When this happens a debt collector from Radius Solutions LLC might contact you asking you for the money you owe. Fortunately for you and anyone who falls into debt there is the Fair Debt Collection Practices Act (FDCPA), a federal law in force to protect you.
The essence of the law is that a debt collector cannot call you or visit you at home whenever they please. If they do, you can file a lawsuit against them for violating the law, or report them to a government regulator.
How to Report a FDCPA Violation by Radius Solutions LLC
If a debt collector from Radius Solutions LLC violates the FDCPA, you should file a complaint to the Consumer Financial Protection Bureau (CFPB) which helps to protect consumers. When the CFPB receives your complaint it runs a check to see if anyone else has filed a complaint against the same debt collector. If it finds other complainants it will penalize the debt collecting company for violating the law.
You may if you choose to do so also complain to the Attorney General’s Office in your state. It may then choose to take legal action against Radius Solutions LLC if it finds that it has broken a state fair debt collection law.
How the Better Business Bureau Can Help in Negotiations Over Disputes
If you are having trouble paying off a loan on time so you fall into debt and a debt collector from Radius Solutions LLC is sent out to apply pressure on you rather than sue the debt collector for violating the FCDPA you may contact the Better Business Bureau(BBB). They can mediate between you and the debt collector to find a solution to your debt.
Filing a Lawsuit Against Radius Solutions LLC
If you believe the only way you can resolve the fact that the debt collector from Radius Solutions LLC has violated the law and your rights is to sue then you have to gather all the facts together before you file the lawsuit. This means the details of how you have been violated including the dates and times when the debt collector has put pressure on you to come up with the money.
You have 12 months from the date of the violation to file your lawsuit and the amount of compensation is limited to $1,000. This doesn’t mean you get off repaying your debt it just gives you a sense of relief that the debt collector is not allowed to apply undue pressure on you to repay the debt.
How a Lawyer Can Help With a Claim for a FDCPA Violation
When it comes to most lawsuits you will have a far higher chance of winning if you ask a lawyer to work on your behalf to file the lawsuit. Your attorney’s fees are paid for as part of the compensation.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Radius Solutions LLC, or any other third-party collection agency, you may not be entitled to any compensation.