It is so easy to get into debt because you haven’t the money one month to pay your bills. If this has happened to and you are having trouble finding the money to clear the debt and your creditor is harassing you by hiring Did Donald R. Conrad, PLC Collection Agency, there is some protection for you that prevents you from being pursued day and night by the debt collector.
The Fair Debt Collection Practices Act (FDCPA) which has been in force since 1978 is supposed to discourage debt collectors from harassing people like you. However, there are some debt collectors who overstep the mark to recoup the debts that they are asked to collect.
One of their tactics is to bang on your door at all hours and make constant phone calls. If you find that the Donald R. Conrad, PLC Collection Agency has been calling you over and over again, you may find you are eligible to file a FDCPA lawsuit against the company.
Donald R. Conrad, PLC Collection Agency
Donald R. Conrad, PLC is a law office in Livonia, Michigan which specializes as a debt collection agency. It was first established in 2009 and employs 10 people. It is managed by the founder Donald R. Conrad.
Litigation records lodged at PACER (Public Access to Court Electronic Records) indicate that people who thought they were being harassed to repay a debt by Donald R. Conrad, PLC took him to court. Donald R. Conrad, PLC Collection Agency has been known to use deceptive tactics to try and get the debt paid.
What Is a Debt Validation Letter? And Why Do You Need It?
Before you even think about paying a debt collector, you must confirm that the debt is actually yours. Legally a debt collector must send you a debt validation letter. This explains the nature of the debt, including the amount that is owed. If you are not sure that the debt you have been asked to pay is yours, you may send a debt verification letter to the debt collector asking for additional information.
A debt collector is required by the FDCPA to dispatch to you a written debt validation notice. This outlines the information about the debt. The debt collector is given 5 days to send you this debt validation letter after receiving your debt verification letter. If you do not receive a debt validation letter from Donald R. Conrad, PLC Collection Agency this action is in violation of the FDCPA and you could file a lawsuit for damages against them.
Talk to an Attorney Today
If the Donald R. Conrad, PLC Collection Agency fails to validate your debt, it has to face the legal consequences of its action. You should talk over the matter with an FDCPA attorney who specializes in debt collector harassment.
The attorney will tell you what legal action you can take to prevent the Donald R. Conrad, PLC Collection Agency harassing you. Fill out our Free Case Evaluation in order to connect with an FDCPA attorney who is responsible for handling consumer law cases in your state.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Donald R. Conrad, PLC Collection Agency or any other third-party collection agency, you may not be entitled to compensation.