The Fair Debt Collection Practices Act (FDCPA) is designed to help keep collection agencies in line and prevent unscrupulous acts and to prevent the harassment of consumers. If you have a past-due debt and it is transferred to a collection company, such as Delta Outsource Group, Inc., there are strict laws that they must adhere to during the debt collections process. As a consumer, you do have rights and resources are available to help you. If the FDCPA was violated by Delta Outsource Group, Inc., you can file a claim against the collection agency and file a claim against them for your damages. When a collection agency violates the FDCPA, they can face legal ramifications.
Delta Outsource Group, Inc.
Delta Outsource Group, Inc., is a third-party debt collector that is based out of Missouri. They were founded and incorporated in 2009 then a Better Business Bureau profile was started for them in 2010. The company headquarters is believed to have about 30 employees and the company is believed to have annual revenue of about $7.1 million. The company has closed three complaints in three years with the BBB. Those complaints were for billing and collection issues. The company currently has an A+ rating.
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What Is A Debt Validation Letter? And Why Do You Need It?
According to the FDCPA, you can ask Delta Outsource Group, Inc., to validate any debt. If you don’t believe the amount is accurate, or if you don’t think you owe the debt, you should ask them to provide a debt validation letter. When they validate the debt, they must send it in writing and the letter must include the name of the original creditor, the original amount of the debt, the current amount owed, and any other details regarding the bill and to prove ownership.
The collection agency has five days to respond to a request for information and validation. If they fail to respond and provide the proper validation, you can file a claim against them. They can also face other penalties for their violations.
Talk To An FDCPA Attorney Today
If the FDCPA was violated by Delta Outsource Group, Inc., or if they are harassing you, you should consult with an FDCPA lawyer who is licensed to practice law in your state. You want a lawyer who specializes in debt collection harassment claims. With the help of an attorney, you are much more likely to succeed with your claim against Delta Outsource Group, LLC, for debt collection harassment claims. Fill out the Free Case Evaluation request form on this page so your information can be shared with a local FDCPA lawyer who will review your claim and determine the best way to proceed with your case against Delta Outsource Group, Inc.
Additional Resources
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Delta Outsource Group, Inc., or any other third-party collection agency, you may not be entitled to compensation.