If you have been intimidated, harassed or threatened by a debt collector like Delta Outsource Group, Inc., then you have the right to take legal action against them for a violation of a federal law, the Fair Debt Collection Practices Act (FDCPA).
As long as you can prove that a violation has occurred, then you can get the court to stop the company from contacting you as well as receive monetary compensation. Talk to a FDCPA attorney before filing your claim.
About Delta Outsource Group, Inc.
The Delta Outsource Group, Inc. is a Missouri based debt collection agency, specializing in debt collection for businesses and individuals. Its headquarters are in O Fallon, Missouri, where it was first established in 2009.
It has been accredited with the better Business Bureau (BBB) since 2010 which has given Delta an A+ rating based on the balance of client comments and complaints from debtors. In fact, the BBB has only received 3 complaints so far since the date of accreditation.
What is Considered a Threat?
Despite the A+ rating that the BBB has given this company, this doesn’t mean that its behavior is exemplary. If you experience any activities as described below, then these are considered threats by the FDCPA and are prohibited.
Legal action against the debt collector can be taken when threats of these types are made.
- Actual physical violence or assault (criminal offences);
- Causing emotional distress;
- Threatening to remove property;
- Causing distress by printing names of debtors in a public space or site;
- Threatening to request that you should be arrested;
Damages You May Be Entitled to
If the debt collector that has been actively contacting you has violated the FDCPA, then you should obtain proof that this is what they have done. You can sue the agency if they have violated the FDCPA.
Although mild pestering is the most common complaint, the agency cannot even do that if it means phoning you constantly or showing up at your home. If you win your lawsuit against Delta Outsource Group, Inc. then you may be entitled to obtain up to $1,000 in damages.
Other damages commonly sought in a FDCPA lawsuit include:
- Lost earnings caused by stress;
- Threats of arrest;
- Actual physical violence including assault;
- Threatening to seize property;
End the Threats Today
It is best to talk to a consumer law or FDCPA attorney as soon as you notice that the agency has been getting more and more pushy and aggressive. You may be able to nip them in the bud by being proactive about taking legal action.
To get the best shot at winning a lawsuit, you should use an attorney throughout. Use the Free Evaluation Form provided below to find a suitable attorney near you.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim Delta Outsource Group, Inc., or any other third-party collection agency, you may not be entitled to compensation.