The Fair Debt Collection Practices Act (FDCPA) was passed in 1978 to ensure that consumers are not mistreated by debt collectors and that debt collectors don’t harass individuals during the collections process. If you have a bill that is past due, it may be handed over to a collection agency for collections.
If CCS Companies or any other debt collector violates the FDCPA, you can pursue a claim against them for their actions. There are strict penalties for collection agencies that don’t abide by the FDCPA and other collection laws.
CCS Companies
CCS Companies is a collection agency based in Norwood, Massachusetts. The company was established in 1966 and now has more than 20 employees. The company is managed by its president, Steven Sands. The company has been sued for FDCPA violations, according to public court records. The company isn’t accredited by the Better Business Bureau, but it has an A rating on its profile.
The company has closed 458 complaints in the last 3 years and 112 complaints in the last 1 year. Many of those complaints were for harassing consumers on the phone, aggressive collection tactics, and issues with the billing and collections process.
What Is A Debt Validation Letter? And Why Do You Need It?
If CCS Companies is trying to collect a debt from you, you should ask them to validate it. You don’t want to pay a debt that isn’t yours and that you don’t owe. When a company validates a debt, they must provide a detailed debt validation letter. The letter should include the name of the original creditor, the original debt amount, the current amount of the debt, and other details to confirm that it is your debt.
CCS Companies has five days to respond to your request and provide a debt validation letter. If they fail to respond, they are in violation of the FDCPA. They can face harsh legal penalties and you can file a claim against them for their actions.
![Did CCS Companies Not Validate Your Debt?]()
Talk To An FDCPA Attorney Today
If CCS Companies has tried to collect a debt from you, but they crossed over the line and violated the FDCPA or if you were a victim of harassment, then you should enlist the help of an FDCPA lawyer who is licensed to practice in your state. With the help of an attorney, you are much more likely to succeed with your claim for debt collection harassment.
Complete the Free Case Evaluation request form on this page so your information can be shared with a local FDCPA attorney. The lawyer will review the details of your case and will determine how to proceed with a claim against CCS Companies. You don’t have to put up with the harassment.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against CCS Companies or any other third-party collection agency, you may not be entitled to compensation.
Additional Resources