If you haven’t had enough money to pay your monthly bills or you have been wrongly accused of owing money when you don’t, all is not lost. You can refer to the 1978 Fair Debt Collection Practices Act (FDCPA) which was enacted to prevent debtors from being repeatedly pressured to pay debts as quickly as possible.
Many debt collectors like Amcol Systems Inc. Collection agency do not necessarily take any notice of provisions set by the FDCPA. They may send debt collectors to debtors’ homes who sometimes use abusive and persuasive tactics to get the debt paid. If you have the evidence to show that Amcol Systems Inc. Collection Agency has got their debt collectors to call you repeatedly, you may find you are eligible to file an FDCPA lawsuit against the debt collector.
Amcol Systems Inc. – Company Profile
Amcol Systems Inc. was founded in 1976 and is a provider of bad debt recovery, self-pay collections, and a service for insurance claims resolution. According to the Better Business Bureau (BBB), Amcol Systems Inc. is a lawful debt collection agency with more than 200 employees with its headquarters in Columbia, South Carolina.
The company specializes in providing collection services to physicians, hospitals and health systems. As of September 2017, the BBB reported that there had been 142 closed complaints against Amcol Systems in the last three years. In the last 3 years 129 of the complaints were related to billing/collection issues.
What Is a Debt Validation Letter? And Why Do You Need It?
Most people pay bills on a monthly basis and if one is left unpaid this is the time when the creditor may call on the services of Amcol Systems Inc. If this has happened to you in order to assert your rights should ensure that the debt collector has sent you a debt validation letter.
Sometimes, debt collectors make mistakes and if this has happened to you and you think you are under pressure to pay a debt that isn’t yours you may send the debt collector a debt verification letter. This is a request for more information about the debt.
The debt collector should respond by sending you a written debt validation notice which highlights your debt and the amount owed. They are given 5 days to send you this debt validation, if Amcol Systems Inc. Collection Agency fails to send you the debt validation letter, this is violating the FDCPA and you could be in the position to seek damages from them by filing a lawsuit.
Talk to an Attorney Today
If Amcol Systems Inc. Collection Agency fails to validate your debt, they could face legal consequences. If you are in this situation you should talk to a FDCPA attorney who specializes in debt collector harassment.
He or she will tell you your rights and if you have the evidence to stop Amcol Systems Inc. Collection Agency from harassing you by filing a damages claim. Fill out our Free Case Evaluation in order to connect with an FDCPA attorney who handles consumer law cases in your state.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Amcol Systems Inc. Collection Agency or any other third-party collection agency, you may not be entitled to compensation.