Updated on January 29th, 2025 Author: stopcollections | Editor: stopcollections

Consumer Complaints Against Resurgent Capital Services L.P.

Disclaimer: The following content is a summary of complaints submitted to the Consumer Financial Protection Bureau (CFPB) by consumers. The information provided is intended to inform and educate consumers about potential issues and experiences reported with the mentioned entity. 

The following information is based on consumer complaints submitted to the Consumer Financial Protection Bureau (CFPB) about Resurgent Capital Services L.P. If you believe your rights as a consumer have been violated, you may be entitled to legal assistance under the Fair Debt Collection Practices Act (FDCPA) or Fair Credit Reporting Act (FCRA). Contact us for a free consultation with legal experts who specialize in consumer protection laws.

Key Complaints Reported by Consumers 

Failure to Provide Debt Validation

Many consumers report that Resurgent Capital Services fails to provide adequate validation for debts they claim are owed. Despite requesting proof of debt ownership or signed agreements, individuals state they often do not receive the required documentation, leaving them in confusion and distress.

Your Recourse Under the FDCPA:

• Request a written debt validation notice from the debt collector.
• Ensure the notice includes the debt amount, the creditor’s name, and your dispute rights.
• File a complaint with the CFPB if the collector does not provide validation.

Your Recourse Under the FCRA:

• Dispute inaccurate information about the debt with credit reporting agencies.
• Demand investigation or correction if incorrect data appears on your credit report.

Inaccurate Reporting on Credit Reports

A recurring issue involves Resurgent Capital Services inaccurately reporting alleged debts to credit bureaus. Consumers say their credit scores are negatively impacted by incorrect information, even when Resurgent fails to provide sufficient proof to back their claims.

Your Recourse Under the FDCPA:

• Notify the debt collector about the disputed debt in writing.
• Take legal action for damages caused by violations of consumer rights.

Your Recourse Under the FCRA:

• File a dispute with credit bureaus to challenge inaccurate information.
• Contact the CFPB or FTC if the issue persists.

Persisting Communication Despite Cease and Desist Requests

Many consumers report harassment by the agency, even after issuing cease and desist requests. Despite documented requests to stop communication, individuals claim they continue to receive unwanted calls, letters, and emails.

Your Recourse Under the FDCPA:

• Submit a cease and desist letter to stop all contact from the collector.
• Sue for damages if the communication persists after your request.

Your Recourse Under the FCRA:

• Report harassment and incorrect reporting to the appropriate regulatory agency, such as the CFPB or FTC.

Attempts to Collect Nonexistent Debts

Numerous complaints state that the agency attempts to collect on debts that do not exist or were already resolved. Consumers allege that Resurgent sometimes targets old or dismissed debts, contributing to a perception of unethical practices.

Your Recourse Under the FDCPA:

• Dispute the debt in writing within 30 days of receiving notice.
• Seek compensation for stress and any damages caused by false claims.

Your Recourse Under the FCRA:

• Request debt verification through credit bureaus.
• Demand removal of non-existent debt records from your credit report.

Failure to Respond to Consumer Complaints

Another significant concern is Resurgent Capital Services’ lack of response to consumer complaints. Many individuals report feeling ignored or unable to resolve disputes due to the company’s failure to address their concerns.

Your Recourse Under the FDCPA:

• File complaints with the CFPB or a state attorney general’s office for unresolved issues.
• Work with a consumer rights attorney to escalate your case.

Your Recourse Under the FCRA:

• Dispute unresolved complaints with credit bureaus.
• Document all interactions to strengthen your case in case of further action.

Free Legal Assistance for Victims of Debt Collector Violations

If you’re facing similar issues with Resurgent Capital Services, it’s crucial to know your rights and act quickly. You don’t have to deal with these violations alone.

How To Get Free Legal Assistance 

• Step 1: Reach out to our legal experts for a free consultation. 
• Step 2: Share your experience, and we’ll help assess whether your rights under the FDCPA or FCRA have been violated. 
• Step 3: If applicable, we’ll guide you through the process of filing a claim and stopping illegal collection practices.

Our legal experts specialize in protecting consumers like you from unfair debt collection practices. Take control of your situation today and assert your legal rights.

Contact us now for your FREE consultation and stop unfair debt collection practices in their tracks!

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