Updated on January 29th, 2025 Author: stopcollections | Editor: stopcollections

Consumer Complaints Against Cavalry Portfolio Services LLC

Disclaimer: The following content is a summary of complaints submitted to the Consumer Financial Protection Bureau (CFPB) by consumers. The information provided is intended to inform and educate consumers about potential issues and experiences reported with the mentioned entity. 

The following is a summary of complaints submitted by consumers to the Consumer Financial Protection Bureau (CFPB) about Cavalry Portfolio Services, LLC. If you’re experiencing similar issues, you may have legal recourse under the Fair Debt Collection Practices Act (FDCPA) or the Fair Credit Reporting Act (FCRA). We offer free legal assistance and can connect you with experienced consumer protection attorneys for a complimentary consultation.

Key Complaints Reported by Consumers 

Failure to Provide Debt Validation

Many consumers report Cavalry Portfolio Services failed to provide adequate validation of debts after requests were made. Despite asking for detailed documentation to verify the alleged debts, consumers often received no response or insufficient information, leaving them confused and distressed over their financial obligations.

Your rights and recourse under FDCPA/FCRA:

• You have the right to request written validation of the debt.
• Collectors must cease collection efforts until they can validate the debt.
• Reporting unvalidated debts to credit bureaus can violate your rights under the FCRA.

If you’ve experienced this issue, contact us to connect with legal experts who can help you take action.

Inadequate Opportunity to Dispute the Debt

Another prevalent complaint is that consumers were not provided sufficient notice or adequate communication to dispute debts before they were reported to credit agencies. This lack of opportunity has left individuals unable to assert their legal rights effectively.

Your rights and recourse under FDCPA/FCRA:

• You have the right to dispute any debt you believe is invalid.
• Credit reporting agencies must investigate disputed items.
• Debt collectors cannot pursue collection activities while your dispute is unresolved.

Need assistance disputing a debt? Get in touch with us for a free consultation.

Unauthorized Reporting to Credit Bureaus

Some consumers claim Cavalry reported debts they did not recognize to credit bureaus. These unauthorized reports damage credit scores and cause emotional harm as individuals attempt to address inaccuracies.

Your rights and recourse under FDCPA/FCRA:

• The FCRA protects you from inaccurate information being reported to credit bureaus.
• You can request a written explanation of any reported debts.
• Credit reporting agencies are required to correct or remove inaccurate items.

Our team can connect you with legal specialists to resolve these credit reporting issues.

Abusive and Deceptive Collection Practices

Many complaints detail aggressive or misleading debt collection practices, including threats of legal action or wage garnishment without proper notice or validation of the debt. Consumers also report being misled regarding amounts owed, further adding to the distress.

Your rights and recourse under FDCPA/FCRA:

• Collectors cannot use abusive, deceptive, or threatening tactics.
• Debt amounts must be accurate and clearly communicated.
• It’s illegal to threaten legal action without the intention or authority to follow through.

If you’re being harassed or misled by a debt collector, reach out to us for legal support.

Non-Compliance with Consumer Protection Laws

Numerous consumers allege Cavalry Portfolio Services violates federal and state consumer protection laws, including the FDCPA. Complaints include failing to provide required notices, pursuing debts without proper validation, and ignoring cease-and-desist requests from consumers.

Your rights and recourse under FDCPA/FCRA:

• Collectors must follow strict legal requirements, such as providing clear validation and respecting written cessation requests.
• Violating your rights under the FDCPA or FCRA can result in penalties for debt collectors and compensation for you.

If Cavalry Investments has disregarded your rights, get in touch with us today. We’re here to connect you with experienced attorneys who can provide a free consultation and help you fight back.

Free Legal Assistance for Victims of Debt Collector Violations

If you’re facing similar issues with Cavalry Portfolio Services, it’s crucial to know your rights and act quickly. You don’t have to deal with these violations alone.

How To Get Free Legal Assistance 

• Step 1: Reach out to our legal experts for a free consultation. 
• Step 2: Share your experience, and we’ll help assess whether your rights under the FDCPA or FCRA have been violated. 
• Step 3: If applicable, we’ll guide you through the process of filing a claim and stopping illegal collection practices.

Our legal experts specialize in protecting consumers like you from unfair debt collection practices. Take control of your situation today and assert your legal rights.

Contact us now for your FREE consultation and stop unfair debt collection practices in their tracks!

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