Updated on January 29th, 2025 Author: stopcollections | Editor: admin

Consumer Complaints Against Amsher Collection Services, Inc

Disclaimer: The following content is a summary of complaints submitted to the Consumer Financial Protection Bureau (CFPB) by consumers. The information provided is intended to inform and educate consumers about potential issues and experiences reported with the mentioned entity. 

The Consumer Financial Protection Bureau (CFPB) has received numerous complaints from individuals regarding Amsher Collection Services, Inc. The following is a summary of issues raised by consumers, highlighting areas of concern and outlining potential legal recourse under the FDCPA and FCRA.

Key Complaints Reported by Consumers 

1. Failure to Provide Validation Information

A significant number of consumers report that Amsher failed to provide validation for alleged debts even after formal requests. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are required by law to validate a debt upon request to ensure accuracy and transparency. When consumers are denied this information, they are left without critical proof of the legitimacy of the debt.

If this has happened to you, here’s what you can do:

• File a written dispute with the collection agency to request debt validation.
• Submit a complaint to the CFPB if the agency does not provide the requested documents.
• Speak with a legal expert about filing a potential lawsuit for FDCPA violations.

2. Unauthorized and Fraudulent Reporting

Some consumers allege that Amsher reported debts they do not owe to credit bureaus without appropriate warning or verification. This raises concerns about inaccurate credit reporting and potential identity theft, as individuals fear their personal information may have been misused.

Your rights under the Fair Credit Reporting Act (FCRA):

• Dispute inaccurate information directly with the credit bureau.
• Request a free credit report to identify and tackle discrepancies.
• Discuss potential compensation for damages due to unauthorized reporting with a consumer protection lawyer.

3. Harassment and Miscommunication

Many complaints describe persistent or excessive contact from Amsher, even after consumers have communicated disputes or requested cessation of contact. Consumers have also noted a lack of effective communication from Amsher regarding their concerns, leading to unnecessary stress and anxiety.

Protect yourself from harassment using the FDCPA:

• Send a cease-and-desist letter to stop further communication from the debt collector.
• Keep records of all communication for evidence in case of legal action.
• Report instances of harassment to the CFPB or work with a legal professional to address persistent violations.

4. Failure to Cease Collection After Dispute

Under federal law, debt collectors must cease collection activities once a consumer disputes a debt until the verification process has been completed. However, consumers have stated that Amsher continued its collection efforts despite valid and timely disputes.

Take action if your rights are violated:

• Document every instance of communication after your dispute and keep all correspondence as evidence.
• Contact the CFPB to file a formal complaint about the debt collector’s non-compliance.
• Consult with a lawyer about potential recovery for emotional or financial damages caused by the violation.

5. Reporting of Inaccurate Information

Consumers frequently claim that Amsher included inaccurate information on credit reports, further damaging their credit scores. This issue highlights concerns about the agency’s commitment to following the FCRA’s guidelines for credit reporting accuracy.

Protect your credit with these steps:

• Regularly review your credit report and immediately dispute errors with the credit bureaus.
• Request all communications about the debt from the collection agency.
• Reach out to consumer protection attorneys for advice on correcting records and potential monetary damages.

Free Legal Assistance for Victims of Debt Collector Violations

If you’re facing similar issues with Radius Global Solutions, it’s crucial to know your rights and act quickly. You don’t have to deal with these violations alone.

How To Get Free Legal Assistance 

• Step 1: Reach out to our legal experts for a free consultation. 
• Step 2: Share your experience, and we’ll help assess whether your rights under the FDCPA or FCRA have been violated. 
• Step 3: If applicable, we’ll guide you through the process of filing a claim and stopping illegal collection practices.

Our legal experts specialize in protecting consumers like you from unfair debt collection practices. Take control of your situation today and assert your legal rights.

Contact us now for your FREE consultation and stop unfair debt collection practices in their tracks!

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