Are You Being Called By World Credit Fund II, LLC?*

Debt collectors can be pushy and even rude in their demands, but don’t let them harass you into paying a debt you can’t afford or may not even belong you. If they try to expedite payment by threatening you with wage garnishment, ruined credit, or a lawsuit, you have grounds to sue.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, requires third-party debt collectors to be professional and follow approved guidelines when communicating with indebted consumers. Tactics like those can result in severe penalties.

• Collecting from you during the 30-day dispute period
• Telling your friends and relatives that you owe money
• Yelling and cursing at you over the phone
• Using an autodialer to call your cell phone constantly
• Making details of your debt publicly known
• Demanding payment for a debt discharged in bankruptcy

Company Profile: World Credit Fund II, LLC

If you are being called by World Credit Fund II, LLC, here is a general overview of this particular entity.

World Credit Fund II, LLC is a debt collection agency located in Barrington, Illinois. It opened for business in 2004, has 70 employees, and is managed by James Powell.

According to records retained by the PACER website, consumers who believed they were being harassed by World Credit Fund II, LLC hired legal counsel to help them fight back.

Alleged Violations against World Credit Fund II, LLC

According to PACER, on or around December 20, 2008, World Credit Fund II, LLC had an Illinois couple served with a summons and complaint for an alleged credit card debt. The consumer had been notified about the debt in 2005 and disputed it at the time.

He requested verification and but heard nothing more until he was served with the summons and complaint.

At the time the case was filed, it was barred by the five-year Illinois statute of limitations for contracts not wholly in writing, there having been no payment or activity on the account for more than five years.

In addition, World Credit Fund II, LLC was allegedly not licensed as a collection agency and had no right to enforce delinquent consumer debts in Illinois.

Feeling harassed by World Credit Fund II, LLC, consumers sued the firm for allegedly violating their rights by:

• Trying to collect a time-barred debt
• Engaging in collection activity without verifying the debt

The matter was later dismissed.

Hire a Consumer Lawyer

The phone numbers for World Credit Fund II, LLC are:

• 1-847-842-9400
• 1-847-250-5233
• 1-866-248-4172

If you see them on your caller ID when the phone rings, it means that you are being called by World Credit Fund II, LLC. If they file a lawsuit to alarm you into paying a time-barred debt, fight back by hiring a consumer lawyer and filing a claim against World Credit Fund II, LLC.

Any debt buyer or collector that tries to take advantage of you could be forced to pay you $1,000 per FDCPA violation, so don’t be afraid to seek justice.

Additional Resources

• What Do I Need to File an FDCPA Claim?
• Do I Need a Lawyer To Sue a Collection Agency?

Case taken from PACER (pacer.gov). File number is Case: 1:09-cv-02814 from the United States District Court for the Northern District of Illinois, Eastern Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against World Credit Fund II, LLC, or any other third-party collection agency, you may not be entitled to any compensation.