Are You Being Called By Todd, Bremer & Lawson, Inc?

Are You Being Called By Todd, Bremer & Lawson, Inc? Here’s What You Need to Know

If a debt collector is harassing you nonstop, it has the potential to ruin your life. People who owe less than $100 have been called several times a day, yelled at, and embarrassed in front of their friends and family. If you end up being chased by a malicious collection agency, there are ways that you can bring the abuse to an end.

Is Todd, Bremer & Lawson legit?

Todd, Bremer & Lawson is a legit collection agency based out of Rock Hill, South Carolina. Therefore, if they are contacting you regarding an alleged debt it should be taken seriously. The BBB notes that Todd, Bremer & Lawson was established in 1974 and has been accredited by the BBB since 2006. The BBB provides licensing information on Todd, Bremer & Lawson stating, “BBB records show a license number of FEIN: 57-0605947 for this business, issued by Insurance Commission, NC.” The BBB also notes that Todd, Bremer & Lawson is managed by Mr. Hal Todd, President/CEO. According to the collections company’s website, the company is a part of ACA International and has accreditation from COHEAO

Who does Todd, Bremer & Lawson collect for?

Todd, Bremer & Lawson is a third party collector. According to its website, Todd, Bremer and Lawson is composed of “education collection specialists.” Additionally, on the Todd, Bremer & Lawson website, the company notes that they work exclusively in the area of campus-based higher education collections. They note that their areas of expertise include: “Federal Perkins Loans, Health Profession Loans, Nursing Loans, Nurse Faculty Loans, Institutional & Private Loans, Parking, and Student Receivable balances.” Moreover, the company notes that their “dedicated Professional Collection Specialists are thoroughly trained in all the federal campus-based loan programs and have completed the American Collectors Association’s Professional Collection Specialist training program.” The company adds that “All employees are tested on the following topics: Fair Credit Reporting Act, Fair Debt Collection Practices Act, Federal Family Educational Rights and Privacy Act, Gramm-Leach-Bliley Act, Health Insurance Portability and Accountability Act, Title IV Higher Education Act, Service members Civil Relief Act, and Telephone Consumer Protection Act.”

How many complaints are there against Todd, Bremer & Lawson?

As of June 2023, there are currently 7 complaints posted in the last 3 years on Todd, Bremer & Lawson BBB page, 1 of which was posted in the last 12 months. The complaints deal majorly with falsified debt. However, there are currently 0 customer reviews on Todd, Bremer & Lawson BBB page.

Todd, Bremer & Lawson Contact information

• Address: P.O. Box 36788 Ave Rock Hill, SC 29732-0512
• Telephone: 877-427-6544
• Website: https://www.tbandl.com/index.htm

Can Todd, Bremer & Lawson sue me or garnish my wages?

Todd, Bremer & Lawson can sue you or garnish your wages, but only with legitimate reason to do so. If the collections company is making empty threats to sue or garnish your wages they are violating federal law. Though it is unlikely that a debt collection company will make these empty threats, debt collectors are still known to take advantage of alleged debtors, proceeding to summon them to court and garnish their wages, even if the threat is without merit. Given this risk, the wisest decision as a consumer or alleged debtor would be to acquire legal help to assist with resolving your case.

How often can Todd, Bremer & Lawson Call?

Todd, Bremer & Lawson can call, but only within the regulations set by the federal government. The current enacted laws are meant to protect consumers from repetitive phone calls from debt collectors. As of November 2021, the CFPB’s Debt Collection Rule clarified that a debt collector is presumed to have violated the law if they place a telephone call to you about a particular debt

• More than seven times within a seven-day period, or
• Within seven days after engaging in a telephone conversation with you about the particular debt.

Importantly, if Todd, Bremer & Lawson violation does not fall within the aforementioned violation, you can still sue if the collector’s phone calls are intended to harass, oppress, or abuse you.

Can I sue Todd, Bremer & Lawson for harassment?

You can sue Todd, Bremer & Lawson for harassment and you should if you wish to enforce your rights and recover money for the collection company’s violation. In fact, the Fair Debt Collections Practices Act (FDCPA) protects consumers like you, awarding damages of up to $1,000, plus attorney fees and court costs to victims of wrongful collections practices. Take advantage of the federal laws that are meant to protect consumers like you, and contact an attorney if you are at risk.

How to stop Todd, Bremer & Lawson calls?

You can stop Todd, Bremer & Lawson Systems. from calling by acquiring professional help. It is wisest to file a complaint first and then obtain assistance from an attorney. Your attorney will inform you that the Fair Debt Collections Practices Act (FDCPA) provides consumers protection from improper collections practices by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. They may add that if they have harassed you, or called you repetitively, you can receive additional protection under the FCRA, the Telephone Consumer Protection Act (TCPA), and the Consumer Financial Protection Act (CFPA). You may have a case if..

• You are receiving multiple calls per week from third party collection agencies.
• You are receiving early morning or late night calls from debt collectors
• You are receiving calls at work from a debt collection agency
• Debt collectors are calling your family, friends, neighbors, or coworkers
• Collectors are threatening you with violence, lawsuit, or arrest
• A debt collector attempts to collect more than you owe
• You are being threatened with negative credit reporting
• A debt collector attempts to intimidate you
• Criminal accusations are being made towards you
• Use of obscene language during an attempt to collect
• Automated robocalls are being made to your phone in an attempt to collect

Can Todd, Bremer & Lawson hurt my credit report?

Todd, Bremer & Lawson can hurt your credit score if they have reported your alleged debt to a credit reporting agency. If they have already reported the alleged debt, or you fear that they might, you can remedy the harm by contacting an attorney for assistance. We can help you remove Todd, Bremer & Lawson from your credit report, or prevent them from reporting debt you do not owe. Contact us today to see how we can help protect you from Todd, Bremer & Lawson wrongful collections practices.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Todd, Bremer & Lawson, Inc., or any other third-party collection agency, you may not be entitled to any compensation.