Are you Being Called By RSI Enterprise, Inc.?* Here's what you need to know
When we experience an unexpected financial setback, monthly debt that was once routine can become impossible to manage. Once the arrears accumulate, debt collectors will start calling, and they can be ruthless when it comes to getting your money. It’s important to remember, however, that you have rights no matter how much you owe.
Your Rights Under the FDCPA
In 1977 Congress passed the Fair Debt Collection Practices Act, or FDCPA to protect consumers from unethical debt collection practices. Today, abusive and harassing tactics like those below are illegal and can incur serious consequences.
- Swearing and calling you names
- Contacting you after you have sent a cease and desist letter
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
- Calling you at work when they know that your employer prohibits such calls
- Ignoring a formal request to cease communications
- Threatening to seize your property or garnish your wages
Company Profile: RSI Enterprise, Inc.
If you are being called by RSI Enterprise, Inc., information about the company is below.
RSI Enterprise, Inc. is a debt collection agency located in Glendale, Arizona. It was founded in 1993, has 120 employees, and is managed by its President, Christian Ulrich. Litigation records retained by the PACER (Public Access to Court Electronic Records) website indicate that many consumers who felt they were being harassed by RSI Enterprise, Inc. chose to deal with the situation in court.
Alleged Violations against RSI Enterprise, Inc.
According to PACER, on or about February 2, 2016, RSI Enterprise, Inc. mailed a debt collection letter to a Wisconsin woman regarding a medical debt. The form letter, however, was divided and presented in such a way that she could not determine exactly how much she allegedly owed.
Feeling harassed by RSI Enterprise, Inc., the plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
The matter was later dismissed.
Hire an Attorney
The phone numbers for RSI Enterprise, Inc. are:
If you see either of these numbers on your caller ID, it means that you are being called by RSI Enterprise, Inc., presumably about a debt they have purchased or been assigned to collect. If they send you letters that appear to misrepresent what you owe, hire a consumer attorney. If you file a claim against RSI Enterprise, Inc. with your attorney’s assistance and win, you could potentially receive $1,000 per violation as well as attorney's fees, legal costs, and any actual damages. Never let an unethical debt collector mistreat you when you know you have rights.
*Case taken from PACER (www.pacer.gov). File number is Case 2:16-cv-00197-WED from the United States District Court for the Eastern District of Wisconsin, Milwaukee Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against RSI Enterprise, Inc., or any other third-party collection agency, you may not be entitled to any compensation.