Debt collectors are regulated, but many of them use their own approaches, many of which are illegal. If you’re being pursued by a collection agency that ignores the law in favor of profit, learn more about your rights and how you can act on them.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act regulates the ways that collection agencies can run their business and communicate with you. It also allows you to recover damages when a debt collector treats you in ways like the following:
- Calling at all hours of the day and night
- Contacting you even after you have retained a lawyer
- Leaving rude messages on your voicemail
- Calling you at work after you tell them that you can’t take personal calls there
- Threatening to have you arrested
- Calling you a criminal for not paying a debt
Company Profile: Rosenthal and Colby, Inc.
If you are being called by Rosenthal and Colby, Inc., here is some more information about the company.
Rosenthal and Colby, Inc. is a debt collection law firm in Buffalo, New York. It was established in 2005 and has fewer than 10 employees.
Hire a Consumer Lawyer
The phone number for Rosenthal and Colby, Inc. is 1-877-678-4567. Its presence on your caller ID is a warning that Rosenthal and Colby, Inc. is calling you. If they threaten legal action they cannot take or tell you that you have committed a crime, hire a consumer lawyer and file a claim against Rosenthal and Colby, Inc. You could receive both statutory and punitive damages in a lawsuit, so seek counsel when a collection agency goes too far.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Rosenthal and Colby, Inc. or any other third-party collection agency, you may not be entitled to any compensation.