Are you being called by Roosen, Varchetti & Olivier?* Here's what you need to know.
Each year the Federal Trade Commission receives scores of complaints about debt collectors abusing indebted consumers. These companies issue threats, humiliate the debtor publicly, and indulge in other forms of harassment. If this happens to you, be aware that you have rights and don’t have to passively tolerate such abuse.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) prohibits third-party debt collectors from using harassing indebted consumers. This means that tactics like the following are prohibited and can result in expensive fines:
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
- Using profane and obscene language
- Calling your friends, neighbors, and co-workers and telling them that you owe money
- Making threats they cannot legally carry out or have no intention of carrying out
- Calling a person at work when they know that such calls are not permitted by the employer
- Intentionally reporting false information to the credit bureaus
Company Profile: Roosen, Varchetti & Olivier
If you are being called by Roosen, Varchetti & Olivier, information about the firm is below.
Roosen, Varchetti & Olivier is a debt collection law firm located in Clinton Township, Michigan. It was founded in 1965, pursues consumer debt in both Michigan and Georgia, and is managed by its founder, Paul Varchetti. The firm is also a member of the National Association of Retail Collection Attorneys. Files archived at the PACER (Public Access to Court Electronic Records) website indicate that consumers who felt they were being harassed by Roosen, Varchetti & Olivier opted to confront the firm in court.
Alleged Violations against Roosen, Varchetti & Olivier
According to PACER, in 2013 Roosen, Varchetti & Olivier began trying to collect a debt from a Michigan resident. In the process, collectors for the firm allegedly called the consumer’s ex-wife and his mother and stated that they would issue a “bench warrant” for his arrest. They also allegedly discussed his debt with both parties.
Feeling harassed by Roosen, Varchetti & Olivier, he hired a consumer attorney and sued the firm for allegedly violating the FDCPA in the following ways:
- Discussing the debt with uninvolved third parties
- Using harassing, oppressive, and abusive means to collect a debt
- Using false, deceptive and misleading means to collect a debt
The matter was later dismissed.
Hire an Attorney
The phone numbers for Roosen, Varchetti & Olivier are:
If you see any of these numbers on your caller ID when the phone rings, it means that you are being called by Roosen, Varchetti & Olivier. If they discuss your debt with third parties and imply that you will be arrested if you don’t pay, hire a consumer attorney. The FDCPA prohibits such bullying conduct, and if you file a claim against Roosen, Varchetti & Olivier and win, you could potentially receive $1,000 per violation as well as attorney's fees, court costs, and any actual damages. Even debt collectors who are also attorneys can be held accountable if they break the law.
*Case taken from PACER (www.pacer.gov). File number is Case 1:13-cv-01345-RJJ from the United States District Court for the Western District of Michigan, Southern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Roosen, Varchetti & Olivier, or any other third-party collection agency, you may not be entitled to any compensation.