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Updated on Author: Contributing Author: Sergei Lemberg

Are You Being Called By ROI Companies?* Here’s What You Need to Know

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Debt collectors are regulated by state and federal laws, but many of them prefer to ignore the fact. If you’re being pursued by a collection agency that ignores the law in favor of profit, learn more about your rights and how you can act on them.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was put in place to require third-party debt collectors to treat you with respect when communicating with you about a debt. If a company tries to make you pay by using these types of pressure tactics, see a consumer lawyer about protecting your rights.

  • Harassing you after you refuse to pay the debt
  • Calling you rude and abusive names
  • Threatening to garnish your wages when they have not even filed a court action against you
  • Refusing to validate the debt on request
  • Using an autodialer to harass you
  • Ignoring you when you dispute a debt

Are You Being Called By ROI Companies?*

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Company Profile: ROI Companies

If you are being called by ROI Companies, more information about this agency is below.

ROI Companies, which also does business as the Bureau of Medical Economics, Inc., is a healthcare debt collection agency in Phoenix, Arizona. It opened for business in 1951, has around 50 employees, and is managed by its Director, C. Smetek.

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Hire a Consumer Lawyer

The phone numbers for this debt collection agency are:

Should they flash on your caller ID when your phone rings, it is confirmation that you most likely are being called by ROI Companies. If they try to mislead you regarding their obligation to you as a consumer, hire a consumer lawyer and file a claim against ROI Companies. You could receive statutory damages of $1,000 per violation, putting them in debt to you instead.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against ROI Companies or any other third-party collection agency, you may not be entitled to any compensation.

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Additional Resources

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributing Author: Sergei Lemberg
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