Are you being called by Rocky Mountain Recovery Systems, Inc.?* Here's what you need to know
Debt collectors are extremely resourceful when collecting money. Unfortunately, some of the methods that they use are insensitive, abusive, and violate federal law. If you find yourself on the receiving end of such harassment from a collection agency, know that the law is on your side.
Your Rights Under the FDCPA
Legally, third-party debt collectors are not allowed to threaten or intimidate you into paying a debt. The Fair Debt Collection Practices Act, or FDCPA, penalizes companies that use collection tactics like the following:
- Swearing and calling you names
- Pretending to be members of law enforcement
- Calling you before 8:00 a.m. and after 9:00 p.m. your time
- Contacting you after you have sent a cease and desist letter
- Using profane and obscene language
- Failing or refusing to report a debt as disputed to the credit bureaus
Company Profile: Rocky Mountain Recovery Systems, Inc.
If you are being called by Rocky Mountain Recovery Systems, Inc., information about the company is below.
Rocky Mountain Recovery Systems, Inc. is a debt collection agency located in Gillette, Wyoming. It was established in 1989 has less than 10 employees, and is managed by its President, Dwight Breme. It currently has a C+ rating with the Better Business Bureau. Records on file at the PACER (Public Access to Court Electronic Records) website indicate that several consumers who believed they were being harassed by Rocky Mountain Recovery Systems, Inc. dealt with the perceived abuse by fighting back in court.
Alleged Violations against Rocky Mountain Recovery Systems, Inc.
According to PACER, on June 24, 2015 Rocky Mountain Recovery Systems, Inc. sent a collection email to a Delaware resident seeking payment for a debt allegedly owed to Hylan Asset Management. She had never heard of Hylan Asset Management, so she requested verification of the debt and told the agency not to contact her again until such verification was received. She later said that Rocky Mountain Recovery Systems, Inc. continued to contact her, specifically on the evening of July 27, 2015.
Feeling harassed by Rocky Mountain Recovery Systems, Inc., she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Contacting her after she requested no further communication
- Failing to validate the debt as requested
The matter was later dismissed.
Hire an Attorney
The phone numbers for this debt collection agency are:
If you see either any of them on your caller ID, it means that you are being called by Rocky Mountain Recovery Systems, Inc.. If they demand payment for a debt that you don’t recognize and fail to validate it, hire a consumer attorney. If you ultimately file a claim against Rocky Mountain Recovery Systems, Inc. and win, you may be awarded $1,000 per FDCPA violation and plus attorney’s fees, court costs, and statutory damages. The law is in your corner when debt collectors cross the line, so never be too intimidated to fight back.
*Case taken from PACER (www.pacer.gov). File number is Case 1:16-cv-00642-RGA from the United States District Court for the District of Delaware.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Rocky Mountain Recovery Systems, Inc., or any other third-party collection agency, you may not be entitled to any compensation.