Are you being called by RMI Management, LLC?* Here's what you need to know.
If you’re struggling to make ends meet, you’re in the majority. Millions of Americans are being pursued by debt collectors, and not all of them know what their rights are. As a result, they tolerate threats and abuse until bankruptcy seems like the only escape, when it reality it isn’t.
Your Rights Under the FDCPA
In 1977 Congress passed the Fair Debt Collection Practices Act, or FDCPA, a consumer protection law that which prohibits debt collection tactics like those listed below. Collection agencies that ignore its guidelines risk serious fines and even license revocation.
- Calling you before 8:00 a.m. and after 9:00 p.m. in the your time zone
- Discussing the debt with anyone except you, your spouse, and your attorney
- Using profane and obscene language
- Claiming that you can be arrested, have your assets seized, or have your wages garnished
- Trying to collect amounts that exceed the original debt
- Threatening legal action they have no intention of taking
Company Profile: RMI Management, LLC
If you are being called by RMI Management, LLC, information about the company is below.
RMI Management, LLC is a debt collection company located in Las Vegas, Nevada. It was established in 1990 has 250 to 500 employees, and is managed by its President, Kevin Wallace. A check of the civil suit database at the PACER (Public Access to Court Electronic Records) website confirms that many people who felt they were being harassed by RMI Management, LLC, responded to the payment demands by suing the company.
Alleged Violations against RMI Management, LLC
According to PACER, on or about June 3, 2011, Red Rock Arizona, LLC, a subsidiary of RMI Management, LLC sent a debt collection letter to an Arizona resident. The demand, which was later introduced as an exhibit, did not provide the FDCPA-required disclosures, and, allegedly, no follow-up letter containing that information was received within five days. The letter also demanded payment within 10 days of receipt, which overshadowed his dispute rights.
Feeling harassed by RMI Management, LLC, he hired a consumer attorney and sued the company for allegedly violating the FDCPA by violating his dispute rights and failing to send a debt validation letter.
The matter was later settled.
Hire an Attorney
The phone number for this debt collection agency is 1-702-737-8580. If you see it on your caller ID at any time, be aware that you are being called by RMI Management, LLC. If they demand payment during a time frame that violates your dispute rights and fail to send a debt validation letter, hire a consumer attorney. If you decide to file a claim against RMI Management, LLC with your attorney’s assistance, you may potentially win $1,000 per FDCPA violation plus legal costs. Stand firm when a debt collector tries to intimidate you, and you may be the one who ends up getting paid.
*Case taken from PACER (www.pacer.gov). File number is Case 2:12-cv-00264-DGC from the United States District Court for the District of Arizona.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against RMI Management, LLC, or any other third-party collection agency, you may not be entitled to any compensation.