Every day, people across the country are being contacted by debt collectors who harass, bully, and in general, make their lives miserable. Upsetting as this is, the good news is that you don’t have to put up with it. When a collection agency goes too far, you can sue.
The FDCPA And How Your Rights Fall Under It
The Fair Debt Collection Practices Act (FDCPA) was passed to curb the ways that third-party debt collectors can interact with you. Under the FDCPA, you have the rightto dispute a debt and take legal action against a debt collector that:
- Calling your place of emplyotment
- Contacting you after you engage legal counsel with regards to the debt
- Failing or refusing to validate the debt
- Using Inappropriate language
- Threatening consequences they cannot legally take
- Discussing your debt with an Uninvolved third party
Company Profile: RGL Associates, Inc.
If you are being called by RGL Associates, Inc., more information about this particular collection agency is below.
RGL Associates, Inc. is a debt collection agency in Brunswick, Georgia. It was founded in 1964, has 35 employees, and is managed by its owner, Ronnie Lemmond.
An inspection of the records archived at the PACER website indicates that consumers who believed that they were being harassed by RGL Associates, Inc. stood their ground and refused to pay.
Alleged Violations against RGL Associates, Inc.
According to PACER, in or around early 2017, RGL Associates, Inc. began calling a Georgia consumer to collect a debt. He told them to stop calling his cell phone, as the communications were causing him to incur charges, but the calls allegedly continued, many of them made by an autodialer.
Feeling harassed by RGL Associates, Inc., the consumer sued the company for allegedly violating his rights by:
- Using harassing and abusive means to collect a debt
- Making calls using an autodialer
The matter was later dismissed.
Hire an Attorney
The phone numbers for this debt collection agency are:
If you see them on your caller ID, it means that RGL Associates, Inc. is trying to contact you. If you tell them to stop calling your cell phone and they ignore you, let your next call be to a consumer lawyer who can help you file a claim against RGL Associates, Inc.
By being proactive, you could be awarded $1,000 per violation of the FDCPA plus court costs and attorney fees, so when a debt collector tries to make you miserable, fight back in court.
Case taken from PACER (pacer.gov). File number is Case 2:17-cv-00104-LGW-RSB from the United States District Court for the Southern District of Georgia, Brunswick Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against RGL Associates, Inc. or any other third-party collection agency, you may not be entitled to any compensation.