Many of the horrible stories you’ve heard about debt collectors are based in fact. Each year, the Federal Trade Commission receives volumes of consumer complaints about abusive and unethical debt collection practices.
Don’t tolerate such mistreatment—especially because it’s illegal. No matter how much money you may owe, you have rights under the law.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, gives indebted consumers the right to dispute a debt and makes it illegal for third-party debt collectors to use tactics like those below to intimidate you into paying.
- Using profane and abusive language
- Refusing to validate the debt and prove that they are authorized to collect it
- Threatening to have you arrested, seize your property, or garnish your wages
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Discussing the debt with anyone except you, your spouse, and your attorney
- Pretending to be lawyers or members of law enforcement
Company Profile: Revive Debt Collection Corporation
If you are being called by Revive Debt Collection Corporation, information about the company is below.
Revive Debt Collection Corp. is a debt collection office located in Edmond, Oklahoma. It was established in 1996, has several employees, and a branch office in Fort Collins, Colorado. It advertises itself as collecting contractor-related debt.
Civil litigation records retained by the PACER (Public Access to Court Electronic Records) website confirm that people who believed they were being harassed by Revive Debt Collection Corp. stood up for themselves by filing lawsuits instead of paying.
Alleged Violations against Revive Debt Collection Corp.
According to PACER, on or about September 16, 2016, Revive Debt Collection Corp. sent a collection letter to a Colorado resident. The letter stated, in part, “Despite multiple attempts to obtain payment, [the creditor] have received no response from you about your seriously past due account. Therefore we feel there is no recourse but to begin pursuing other remedies in order to collect the funds that are due [the creditor]. You can avoid this by contacting Revive DC Corp. immediately at...If we are unable to make contact with you, we may proceed with legal action.”
Since she was feeling harassed by Revive Debt Collection Corp., she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Threatening legal action it did not intend to take
- Using unfair and unconscionable means to collect a debt
- Violating her dispute rights
The matter was later dismissed.
Hire an Attorney
The phone numbers for this debt collection company are:
If any of them appear on your caller ID when the phone rings, it means that you are being called by Revive Debt Collection Corp. If they threaten legal action they are not in a position to take and make demands that overshadow your dispute rights, hire a consumer attorney.
If you file a claim against Revive Debt Collection Corp. and win, you could potentially receive $1,000 per FDCPA violation in addition to reasonable and applicable costs and damages. An attorney can help you sue for the compensation you are entitled to.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Revive Debt Collection Corp., or any other third-party collection agency, you may not be entitled to any compensation.
**Case taken from PACER (www.pacer.gov). File number is Case 1:16-cv-02758-KLM from the United States District Court for the District of Colorado.