Debt collectors often break the law without their victims realizing it. They fail or refuse to validate a debt. They ignore a dispute letter and report the debt as valid to the credit bureaus. These attempts at harassing you are illegal and an attorney can help you stop it.
The FDCPA And Your Rights
The FDCPA, which was passed in 1977 to protect indebted consumers from predatory debt collectors. Any agencies that employs inappropriate measures like those below can be sued for violating the FDCPA.
- Using profane or obscene language
- Misrepresenting the character, amount, or legal status of the debt
- Stating that you are guilty of committing a crime
- Placing a phone call outside the hours of 9:00 a.m. and 8:00 p.m.
- Communicating with you after you have obtained legal representation
- Threatening to take action that cannot legally be taken
Company Profile: Revenue Systems, Inc.
If you receive a phone call from Revenue Systems, Inc., a company overview is below.
Revenue Systems, Inc. is third collection agency collection company that has its headquarters in Dunedin, Florida. It was founded in 1998, has eight employees, and is run by its President, Michael Buccina. According to the company website, it primarily collects insurance-related debt.
Record on PACER confirm that consumers who believed Revenue Systems, Inc. were using inappropriate tactics against them acted on their right to seek compensation.
Alleged Transgressions Revenue Systems, Inc. Have Been Accessed Of
According to court records, in or about April 2013, Revenue Systems, Inc. started calling a Florida consumer to collect a debt. One voice message stated the following:
This is a message for (consumer name). My name is Joanne. I’m calling from Revenue Systems. My telephone number is 800-467-4064. Give me a call back as soon as possible. This is regarding an unpaid balance from a client. Give me a callback, thank you.
The caller did not identify herself as a debt collector.
The consumer then felt like they were being harassed Revenue Systems, Inc., the consumer acted on his rights and sued the agency for these alleged violations of the FDCPA:
- Using abusive and harassing measures when attempting to collect a debt.
- Failing to identify themselves as debt collectors in all communications
The matter later dismissed.
Hire a Consumer Lawyer
Here are the telephone numbers for Revenue Systems, Inc :
If you receive a call from one of those numbers, it means that Revenue Systems, Inc. is on the line. If you receive voicemails that do not identify the caller’s position as a debt collector, contact a consumer lawyer and review your options.
If you decide to take legal action against Revenue Systems, Inc., the company may have to pay you $1,000 in statutory damages and cover your legal costs, so you have little to lose and potentially a lot to gain by standing up for yourself.
Case taken from PACER (pacer.gov). File number is Case 0:13-cv-61705-WJZ from the United States District Court for the Southern District of Florida.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Revenue Systems, Inc. or any other third-party collection agency, you may not be entitled to any compensation.