Are you being called by Revenue Recovery Corporation?* Here's what you need to know
If you have experienced financial setbacks that have sent your credit cards, student loans, and other debt into arrears, debt collectors will eventually start to call. They will be persistent, but don’t be harassed or intimidated into payment arrangements you can’t afford. Not when the law protects you in this regard.
Your Rights Under the FDCPA
Legally, third-party debt collectors are not allowed to bully or harass you about paying a debt. The Fair Debt Collection Practices Act, or FDCPA, imposes significant penalties on companies that use collection tactics like the following:
- Calling you before 8:00 a.m. and after 9:00 p.m. your time
- Threatening you with consequences or actions they can’t legally take or have no intention of taking
- Contacting you after you have sent a cease and desist letter (unless it is to advise you that legal action is commencing or collection activities have stopped)
- Pretending to be attorneys or law enforcement officials
- Using profane and obscene language
- Failing or refusing to report a debt as disputed to the credit bureaus
Company Profile: Revenue Recovery Corporation
If you are being called by Revenue Recovery Corporation, information about the company is below.
Revenue Recovery Corporation is a debt collection agency located in Knoxville, Tennessee. It was established in 1990, has approximately 17 employees, and is managed by its President, Gregg Swersky. A thorough review of lawsuits filed and retained by the PACER (Public Access to Court Electronic Records) website confirms that many consumers who believed they were being harassed by Revenue Recovery Corporation launched damage recovery lawsuits and demanded that they be paid instead.
Alleged Violations against Revenue Recovery Corporation
According to PACER, In or around October of 2014, Revenue Recovery Corporation allegedly left a series of at least four pre-recorded telephone messages for a Georgia resident requesting a return call. In none of these calls did the company appear to identify itself as a debt collector. The pre-recorded content of the message was as follows:
"This is Dawn and I have an important message from Revenue Recovery Corporation, please call 888-582-2359."
Feeling harassed by Revenue Recovery Corporation, the consumer hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Failing to identify itself as a debt collector in all communications
The matter was later dismissed.
Hire an Attorney
The phone numbers for this law office are:
If you see any of them on your caller ID, it means that you are being called by Revenue Recovery Corporation. If they leave messages that do not identify them as debt collectors seeking to collect a debt, hire a consumer attorney who can help you file a claim against Revenue Recovery Corporation. If the judge’s decision is in your favor, you may be awarded $1,000 per FDCPA violation and plus attorney’s fees, court costs, and statutory damages. Never let a debt collector make you forget that you have rights no matter how much money you owe.
*Case taken from PACER (www.pacer.gov). File number is Case 2:15-cv-00047-WCO from the United States District Court for the Northern District of Georgia, Atlanta Division
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Revenue Recovery Corporation, or any other third-party collection agency, you may not be entitled to any compensation.