Debt collectors often engage in conduct that is unethical and even illegal. They even go so far as to abuse victims of identity theft. If this happens to you, don’t forget that you have legal protections that prohibit such mistreatment.
Your Rights Under the FDCPA
If a debt collector is harassing you, they are breaking the law. The Fair Debt Collection Practices Act, or FDCPA, gives you the right to sue a collection agency if they attempt to bully or trick you into paying in the following ways:
- Trying to charge you a fee to make a debt payment
- Failing to identify themselves as debt collectors trying to collect a debt
- Calling your family and telling them that you owe money
- Using profane and abusive language
- Calling you several times a day
- Demanding outrageous ‘fees’ in addition to the original debt
Company Profile: Revenue Assistance Corporation
If you are being called by Revenue Assistance Corporation and need additional information in order to take action, here is a company overview.
Revenue Assistance Corporation, which also does business as Roxbury Acquisition Corporation and SalesLoft, is a debt collection agency in Beachwood, Ohio. It was founded in 1994, has 78 employees, and is managed by President & CEO John J. Sheehan III.
Archived legal records at the PACER website suggest that consumers who believed that they were being harassed by Revenue Assistance Corporation took a stand.
Alleged Violations against Revenue Assistance Corporation
According to PACER, in or around December 2010, Revenue Assistance Corporation started calling a Minnesota consumer. He alleged that on one occasion, a collector who identified himself as "Jim Ryan" left a message on his home phone and stated that “this [was] not a sales call so I am somewhat limited as to what I can leave on the answering machine.”
Feeling harassed by Revenue Assistance Corporation, the consumer acted on his rights by filing a lawsuit against the company for allegedly:
- Using unfair and unconscionable means to collect a debt
- Using harassing and abusive means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
- Failing to identify itself a debt collector in all communications
The matter was later dismissed.
Hire an Attorney
The phone numbers for this debt collection agency is 1-216-595-2848. Any time you see it on your caller ID, be aware that you are being called by Revenue Assistance Corporation.
If they leave voice messages that don’t accurately identify them as debt collectors, hire a consumer lawyer and file a claim against Revenue Assistance Corporation. If you win your case, you could receive $1,000 per FDCPA violation, so you have everything to gain by fighting back.
Case taken from PACER (pacer.gov). File number is CASE 0:11-cv-03746-DSD-AJB from the United States District Court for the District of Minnesota.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Revenue Assistance Corporation or any other third-party collection agency, you may not be entitled to any compensation.