Are you so sick of being harassed by debt collectors that you’re thinking of declaring bankruptcy to stop the phone calls and letters? While bankruptcy can be a solution when you’re drowning in debt, there are other ways of making the abusive communications stop.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a consumer protection law that prohibits abusive and aggressive collection tactics. If a collection agency uses strategies like the following to scare or bully you into paying a debt, the FDCPA allows you to sue them.
- Pursuing you for a debt that was discharged in a prior bankruptcy
- Trying to charge you ‘service fees’ for paying your debt
- Calling you before 8:00 a.m. and after 9:00 p.m.
- Leaving voice messages that conceal their identity
- Contacting you directly after you hire an attorney
- Calling you abusive names
Company Profile: Rev-1 Solutions, LLC
If you are being called by Rev-1 Solutions, LLC, more information about the company history and operations is below.
Rev-1 Solutions, LLC, which also does business as Med-1 Solutions, is a debt collection agency located in Greenwood, Indiana. It was established in 2003, has 134 employees, and is managed by its owner, William J. Huff.
According to the company website, it specializes in collecting medical debt. A review of legal files held by the PACER website proves that people who believed they were being harassed by Rev-1 Solutions, LLC chose to fight instead of pay.
Alleged Violations against Rev-1 Solutions, LLC
According to PACER, on or around January 1, 2012, Rev-1 Solutions, LLC started contacting a Georgia consumer to collect a debt. He told the collectors repeatedly that he was not the party they were looking for but the agency allegedly continued to call him, sometimes with an autodialer.
Feeling harassed by Rev-1 Solutions, LLC, the consumer enacted on his rights and sued the agency for these alleged violations of the FDCPA:
- Using harassing and abusive means to collect a debt
- Failing to identify themselves as debt collectors in all communications
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this collection agency are:
If you spot them on your caller ID, it means that you are being called by Rev-1 Solutions, LLC. If they annoy and harass you by calling even after you have indicated that you are not the subject debtor, make some calls yourself too a consumer lawyer.
If you file a claim against Rev-1 Solutions, LLC, you could be awarded statutory damages of $1,000 per violation, so don’t tolerate such harassment.
*Case taken from PACER (pacer.gov). File number is Case 1:12-cv-02014-AT from the United States District Court for the Northern District of Georgia, Atlanta Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Rev-1 Solutions, LLC or any other third-party collection agency, you may not be entitled to any compensation.