Is a collection agency making your life miserable by calling you nonstop and embarrassing you in front of your friends and family? If they tell you that there is no law preventing them from treating you this way, they’re lying. As an indebted consumer, you have rights protected by state and federal law.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act protects consumers from aggressive debt collectors. In addition to regulating the ways that collection agencies could run their business, the FDCPA allows you to recover damages when a debt collector treats you in ways like the following:
- Ignoring a formal cease communication request
- Calling you directly after you hire an attorney
- Refusing or failing the validate the debt
- Using an autodialer
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
- Yelling and swearing at you
Company Profile: Resurgence Financial, LLC
If you are being called by Resurgence Financial, LLC, here is some more information about the company.
Resurgence Financial, LLC is a debt collection agency in Northbrook, Illinois. It was founded in 2005, has 100 employees, and is managed by Robert A. Russo Sr. Legal records digitized at the PACER website demonstrate that consumers who believed that Resurgence Financial, LLC was harassing them and using embarrassing tactics to collect a debt refused to be harassed into paying.
Alleged Violations against Resurgence Financial, LLC**
According to information on the PACER website, on or around December 30, 2008, Resurgence Financial, LLC tried to collect a debt from an Illinois consumer by filing a lawsuit against him in Kane County. However, he had never resided in that county and did not sign the contract creating the debt there.
Feeling harassed by Resurgence Financial, LLC, the consumer took the company to court for filing a lawsuit against him in an area where he did not and never had resided.
The matter was later settled.
Hire a Consumer Lawyer
The phone number for Resurgence Financial, LLC is 1-847-656-2200. If it ever flashes on your caller ID, it means that Resurgence Financial, LLC is trying to collect a debt from you. If they sue you in a remote area that makes it difficult for you to defend the action, hire a consumer lawyer and file a claim against Resurgence Financial, LLC. Mistreating consumers is illegal and you could receive both statutory damages of $1,000 and your attorney’s fees.
**Case taken from PACER (pacer.gov). File number is Case: 1:09-cv-02989 from the United States District Court for the Northern District of Illinois, Eastern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Resurgence Financial, LLC or any other third-party collection agency, you may not be entitled to any compensation.