It doesn’t take much to fall behind on your debts. Many people who always paid their bills on time lose their jobs or become too sick to work. Debt collectors don’t always care, though. They want you to pay, and sometimes they break the law to make it happen.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, oversees the U.S. debt collection industry and gives you the right to take action when a collection agency violates your rights in ways like the following:
● Yelling and using obscene language
● Demanding that you pay a debt discharged in an earlier bankruptcy
● Calling you at inconvenient times and places
● Saying they will garnish your wages without a court order
● Calling you at work when your employer does not allow such calls
● Pretending to be police officers or federal agents
Company Profile: Reneer & Associates
If you are being called by Reneer & Associates, more information about the firm is below.
Reneer & Associates is a law office and consumer collection agency in Provo, Utah. It was established in 2006, has fewer than 10 employees, and is managed by Jere Reneer. The firm also practices family law and various aspects of business law. Digital litigation records at the PACER website show that those who believed that Reneer & Associates was harassing them refused to give in.
Alleged Violations against Reneer & Associates
According to PACER, on or around April 22, 2009, Reneer & Associates filed a lawsuit against an Arizona consumer to collect a debt that had been in default since 2002. When he contained the firm to point out that the debt was too old to collect, he allegedly received a letter that argued the contrary.
Feeling harassed by Reneer & Associates, the consumer got a free case review from a consumer lawyer and filed a claim for:
● Trying to collect an out-of-statute debt
● Using unfair means to collect a debt
● Misrepresenting the legal status of the debt
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection law firm is 1-801-377-3991. If it pops up on your caller ID, it means that you are being called by Reneer & Associates. If they order you to pay a time-barred debt, hire a consumer lawyer and file a claim against Reneer & Associates. The company could be ordered to pay you statutory damages and cover your legal bills, so don’t tolerate abuse when you have alternatives.
*Case taken from PACER (www.pacer.gov). File number is Case 2:10-cv-00618-DKD from the United States District Court for the District of Arizona.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Reneer & Associates or any other third-party collection agency, you may not be entitled to any compensation.