Are you being called By Remex, Inc?* Here's what you need to know
When debt collectors get you on the line, they may use any number of ruses to get you to pay the debt. Some tactics are legal, such as calling you within approved hours, but others are examples of extreme harassment. Here’s what you need to know.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) protects consumers from harassment by third-party debt collectors by limiting what these companies can do to collect a consumer debt. Extreme measures like those below are illegal.
- Calling at all hours of the day and night
- Discussing the debt with uninvolved third parties like your friends, family and neighbors
- Contacting you after you have sent a cease and desist letter
- Using profane or obscene language
- Making threats they cannot legally follow up on, such as having you arrested
- Refusing or failing the validate the debt
Company Profile: Remex, Inc.
If you are being called by Remex, Inc., information about the company is below.
Remex, Inc., which also does business as Profinancial and Universal Service Company, is a debt collection company located in Princeton, New Jersey. It was established in 1983, has around 17 employees, and is managed by its President, Keith Kettelkamp. It appears to focus much of its practice on healthcare collection. According to litigation records retained by the PACER (Public Access to Court Electronic Records) website, people who felt they were being harassed by Remex, Inc. filed lawsuits to demand compensation.
Alleged Violations against Remex, Inc.
According to PACER, on September 24, 2013 Remex, Inc. sent a collection letter to an Indianapolis resident who had included the debt in question in an earlier Chapter 13 filing. He later complained that he advised a company representative about the bankruptcy, but the collection attempts allegedly continued.
Feeling harassed by Remex, Inc., the plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Trying to collect a debt that had been included in a bankruptcy
- Using false, deceptive and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Using abusive and harassing means to collect a debt
The matter was later dismissed.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If any of the above numbers appear on your caller ID, you are being called by Remex, Inc. debt collectors. If they keep calling you about a debt that was included in an earlier bankruptcy filing, contact a consumer attorney who can help you file a claim against Remex, Inc. If the outcome is in your favor, you could win $1,000 per FDCPA violation plus legal expenses. Never let a debt collector push you into paying what you don’t owe. Not when you have alternatives under the law.
*Case taken from PACER (www.pacer.gov). File number is Case 1:14-cv-00419-SEB-DKL from the United States District Court for the Southern District of Indiana, Indianapolis Division. Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Remex, Inc. or any other third-party collection agency, you may not be entitled to any compensation.