Every year, the Federal Trade Commission receives hundreds of complaints about debt collectors harassing consumers. If you are being chased by a collection agency whose abusive tactics are making you seriously consider bankruptcy, read on and learn about your rights as a consumer.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was established in 1977 in response to widespread complaints about collection agency harassment. This federal law makes it illegal for third-party debt collectors to use tactics like those below to pressure you into paying a debt.
- Swearing and using profane language
- Calling you at work after you’ve told them that your employer doesn’t allow such calls
- Making threats they cannot legally carry out or have no intention of carrying out
- Leaving vague messages that do not identify the caller as a debt collector
- Threatening to ruin your credit if you don’t pay
- Demanding amounts that exceed the original debt
Company Profile: the Receivables Management Services Corporation
If you are being called by the Receivables Management Services Corporation, information about the company is below.
The Receivables Management Services Corporation is a collection agency located in Bethlehem, Pennsylvania. It was established in 2001, has 1,000 to 5,000 employees, and is managed by its President, Dan Montenaro. According to records on file at the PACER (Public Access to Court Electronic Records) website, people who believed they were being harassed by the Receivables Management Services Corporation sued the company to seek compensation.
Alleged Violations against the Receivables Management Services Corporation
According to PACER, in or around November 2011, the Receivables Management Services Corporation began calling an Ohio resident to collect a consumer debt. On or about November 14, he gave his credit card number to a collector over the phone and assumed that the debt would be paid, but agency representatives allegedly continued to call him, seeking further payments.
Feeling harassed by the Receivables Management Services Corporation, he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Misrepresenting the character, amount or legal status of the debt
- Harassing him by phone
- Using oppressive, harassing, or abusive means to collect a debt
- Using unfair or unconscionable means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
The matter was later dismissed.
Hire a Creditor Harassment Attorney
The phone numbers for this collection agency are:
If any of these numbers show up on your caller ID when the phone rings, it means that you are being called by the Receivables Management Services Corporation. If they keep calling you even after you have officially settled the debt, hire a consumer attorney. If you file a claim against the Receivables Management Services Corporation, you could potentially win $1,000 per violation as well as attorney’s fees, court costs, and any actual damages. Fighting for your rights might get you the compensation you deserve.
*Case taken from PACER (www.pacer.gov). File number is Case: 1:12-cv-00027-SJD from the United States District Court for the Southern District of Ohio, Western Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against the Receivables Management Services Corporation, or any other third-party collection agency, you may not be entitled to any compensation.