Are you being called by Receivables Management Corporation?* Here's what you need to know.
When you can’t pay your bills due to major financial setbacks, it’s stressful enough. But if they yell at you, tell you that they will take you to court and threaten to tell your boss about the debt, it can be unbearable. Such abuse is actually illegal and you have the ability to fight back.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, regulates what debt collectors may say and do while trying to collect a consumer debt. It also gives you the right to dispute a debt and demand no further contact. Any tactics that constitute deception or abuse are illegal, and can result in fines and license revocation. Examples of prohibited activities include:
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Threatening action they are not in a position to legally take
- Demanding amounts not supported by law or the original creditor agreement
- Using profane and obscene language
- Discussing the debt with anyone except you, your spouse, and your attorney
- Showing up at your house to intimidate you
Company Profile: Receivables Management Corporation
If you are being called by Receivables Management Corporation, information about the company is below.
Receivables Management Corporation is a debt collection company located in Columbia, South Carolina. It was established in 1992, has 19 employees, and is managed by its President, Chris Ray.
According to the company website, it specializes in healthcare, retail, commercial and specialty service collections. Records viewable at the PACER (Public Access to Court Electronic Records) website indicate that consumers who believed they were being harassed by Receivables Management Corporation opted to demand compensation and damages in court.
Alleged Violations against Receivables Management Corporation
According to PACER, in or around early 2011 Receivables Management Corporation started calling a South Carolina resident to collect a debt. The plaintiff later complained that the callers left messages requesting a return call and did not always meaningfully disclose their identity. He also claimed that he had never received validation of the debt.
Feeling harassed by Receivables Management Corporation, he hired a consumer attorney and sued the agency for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Failing to validate the debt
- Failing to identify itself as a debt collector in all communications
The matter was later dismissed.
Hire an Attorney
The phone numbers for this collection agency are:
If any of these numbers show up on your caller ID, it means that that you are being called by Receivables Management Corporation. If they fail to validate the debt and leave voicemails that do not identify them as debt collectors, hire a consumer attorney. If you file a claim against Receivables Management Corporation and win, you could receive $1,000 per FDCPA violation plus attorney's fees and court costs. When you fight for your rights, you could be the one who ends up getting paid.
*Case taken from PACER (www.pacer.gov). File number is Case 3:11-cv-00974-CMC from the United States District Court for the District of South Carolina, Columbia Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Receivables Management Corporation, or any other third-party collection agency, you may not be entitled to any compensation.