When financial difficulties hit, debt that was once routine can become unmanageable. The stress increases when debt collectors start calling and yelling at you, demanding amounts you can’t afford to pay. Don’t be bullied: unethical treatment of indebted consumers is illegal under federal law and you don’t have to tolerate it.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) makes it illegal for third-party debt collectors to harass and intimidate consumers into paying a debt. If you are being pursued by a collection agency that uses tactics like the following, they are breaking the law.
- Using profane and obscene language
- Demanding amounts not supported by law or the original creditor agreement
- Calling at inconvenient times, usually before 8:00 a.m. and after 9:00 p.m.
- Showing up at your house to intimidate you
- Threatening action they cannot legally take or have no intention of taking
- Discussing the debt with anyone except you, your spouse, or your attorney
Company Profile: Receivables Control Corporation
If you are being called by Receivables Control Corporation, information about the company is below:
Receivables Control Corporation is a collection agency located in Maple Grove, Minnesota. It was established in 1970, has approximately 53 employees, and is managed by its President, Luke Vidor.
A quick review of civil litigation records on file at the PACER (Public Access to Court Electronic Records) website confirms that consumers who felt they were being harassed by Receivables Control Corporation demanded compensation in court.
Alleged Violations against Receivables Control Corporation
David Schoenbrun, on behalf of himself and all other similarly situated consumers vs. Receivables Control Corporation*
According to PACER, in or around early 2012 Receivables Control Corporation allegedly started calling New York resident David Schoenbrun about a debt it had been assigned to collect. On February 8, 2012, an agency collector allegedly left him the following voicemail:
“Dave, it’s Marty Bell. Give me a call back… R.C.C…. I just wanted to touch base with you concerning the City Bank matter. Please give me a call at 1-763-315-9655. I repeat, 1-763-315-9655. Thank you.”
Mr. Schoenbrun did not know who Marty Bell or R.C.C. was, but soon realized that he was dealing with a collection agency. Feeling harassed by Receivables Control Corporation, he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive and misleading means to collect a debt
- Failing to disclose itself as a debt collector in all communications
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency include:
If either one appears on your caller ID when the phone rings, it means that you are being called by Receivables Control Corporation. If they fail to properly identify themselves as debt collectors in every communication, hire a consumer attorney.
If you file a claim against Receivables Control Corporation and win, you could potentially receive $1,000 per FDCPA violation. You have rights no matter how much money you owe, and should not hesitate to act on them.
*Case taken from PACER (www.pacer.gov). File number is Case 1:12-cv-04600-BMC from the United States District Court for the Eastern District of New York.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Receivables Control Corporation, or any other third-party collection agency, you may not be entitled to any compensation.