When a debt collector buys or is assigned to your account, their goal is to obtain payment as quickly as possible. To achieve this ambition, they can be aggressive to the point of hostility. It is therefore important that you understand your rights, as well as how to make any abusive conduct stop.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect indebted consumers from debt collector misconduct. Under the FDCPA, actions like the following are illegal and can even get a collection agency shut down.
- Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m.
- Cursing and swearing at you
- Calling you constantly and hanging up
- Calling you at work when your workplace does not allow such calls
- Threatening legal actions that they have no intention of taking
- Refusing to validate the debt
Company Profile: RCS Recovery Services, LLC
If you are being called by RCS Recovery Services, LLC, we are presenting a detailed overview of the company below.
RCS Recovery Services, LLC is a debt collection agency located in Deerfield Beach, Florida. It opened for business in 1994, has 15 employees, and is managed by its Director, Roger Gladstone. The corporate website indicates that the company specializes in collecting delinquent mortgage debt. The PACER website holds records indicating that consumers who believed they were being harassed by RCS Recovery Services, LLC hired attorneys to help them pursue compensation claims.
Alleged Violations against RCS Recovery Services, LLC
According to PACER, on or about October 24, 2014, a Wisconsin consumer received a collection letter from RCS Recovery Services, LLC. The letter noted, “This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, www.wdfi.org.” However, investigation allegedly confirmed that the company did not hold a Wisconsin collection agency license.
Feeling harassed by RCS Recovery Services, LLC, the consumer hired an attorney and sued the collection agency for allegedly violating his rights by using false, deceptive, or misleading means to collect a debt.
The judge later ruled in favor of the plaintiff.
Hire a Consumer Lawyer
The phone numbers for this collection agency are:
If any of these numbers appear on your caller ID, it means that you are being called by RCS Recovery Services, LLC. If they claim to be licensed to collect your debt when they actually are not, act on your rights by hiring a consumer lawyer and filing a claim against RCS Recovery Services, LLC. Even if you owe the money, collection agencies that ignore the law when collecting it can be ordered to compensate you. You have everything to gain by holding it accountable.
*Case taken from PACER (www.pacer.gov). File number is Case 2:15-cv-00112-WED from the United States District Court for the Eastern District of Wisconsin, Milwaukee Division.
- Is a Debt Collector Calling at Odd Hours?
- How to Stop a Debt Collector from Threatening Legal Action
The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against RCS Recovery Services, LLC, or any other third-party collection agency, you may not be entitled to any compensation.