Are you being called by Rausch, Sturm, Israel, Enerson & Hornik LLP?* Here's what you need to know.
When the economy slumps, more people are chased by debt collectors for overdue credit card bills, medical debt, and unpaid utility bills. These collectors often overlook the fact that even if a consumer owes money, they still have rights that prohibit harassment and other types of mistreatment.
Your Rights Under the FDCPA
While debt collectors are legally allowed to seek payment for a debt you genuinely owe, a consumer protection law called the Fair Debt Collection Practices Act (FDCPA) makes it illegal for them to use unethical collection actions like the following:
- Using profane and obscene language
- Threatening action they cannot legally take or have no intention of taking
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
- Disguising the fact that they are debt collectors trying to collect a debt
- Contacting you after you have formally requested that all communications cease
- Reporting false information to the credit bureaus
Company Profile: Rausch, Sturm, Israel, Enerson & Hornik LLP
If you are being called by Rausch, Sturm, Israel, Enerson & Hornik LLP, information about the company is below.
Rausch, Sturm, Israel, Enerson & Hornik LLP is a debt collection law office located in Brookfield, Wisconsin. It was established in 1977, has 67 employees, and is managed by its President, William C. Sturm. A review of the records digitized and retained by the PACER (Public Access to Court Electronic Records) website suggests that people who believed they were being harassed by Rausch, Sturm, Israel, Enerson & Hornik LLP hired consumer attorneys to help them fight the firm’s claims.
Alleged Violations against Rausch, Sturm, Israel, Enerson & Hornik LLP
Judith Pesic vs. Rausch, Sturm, Israel, Enerson & Hornik LLP et al*
According to PACER, on or around December 6, 2010 Minnesota resident Judith Pesic and her attorney came to an agreement withRausch, Sturm, Israel, Enerson & Hornik LLP to settle a debt owed to Citibank South Dakota in 12 payments. In February 2011 the firm allegedly returned the last two checks to her, saying that Citibank instructed them to close her file. She later discovered that the file was not closed, but turned over to another collector.
Feeling harassed by Rausch, Sturm, Israel, Enerson & Hornik LLP, she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Using harassing and oppressive means to collect a debt
The matter was later settled.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
Should you see any of them on your caller ID, it means that you are being called by Rausch, Sturm, Israel, Enerson & Hornik LLP. If they mislead you on the status of your account, see a consumer attorney. If you decide to file a claim against Rausch, Sturm, Israel, Enerson & Hornik LLP and win, you could be awarded $1,000 per FDCPA violation plus reasonable legal expenses, so holding a company accountable for deceptive conduct can be worth it.
*Case taken from PACER (www.pacer.gov). File number is Case: 1:11-cv-05066 from the United States District Court for the Northern District of Illinois.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Rausch, Sturm, Israel, Enerson & Hornik LLP, or any other third-party collection agency, you may not be entitled to any compensation.