Many of the negative things you’ve heard about collection agencies are true. Every year, thousands of people across the country are tricked, manipulated, and harassed by collection agencies. If you’re getting aggressive calls and letters, learn more about your rights.
Your Rights Under the FDCPA
Although the Fair Debt Collection Practices Act requires collection agencies to treat you with respect, too many debt collectors use unethical tactics like the following. They also happen to be illegal, and if you’re being treated in this manner, you can sue.
● Using profane and abusive language
● Refusing to validate the debt
● Threatening to garnish your wages
● Calling you before 8:00 a.m. and after 9:00 p.m.
● Reporting inaccurate information to the credit bureaus
● Pretending to be lawyers or members of law enforcement
Company Profile: Quad Corporation, Inc.
If you are being called by Quad Corporation, Inc., below is a general company overview.
Quad Corporation, Inc., which also does business as Credit Control Corporation, is a collection agency in Davenport, Iowa. It opened in 1995, has 26 employees, and is managed by Mark Meyer. Archived lawsuit records at the PACER website confirm that many consumers who felt they were being harassed by Quad Corporation, Inc. got a free evaluation from a consumer lawyer and fought back.
Alleged Violations against Quad Corporation, Inc.
According to PACER, on or around November 10, 2016, an Illinois consumer ran her credit report and saw that Quad Corporation, Inc. was reporting three open accounts: two from 2008 and one from 2010. When she called for more information, a collector allegedly tried to get her to set up a payment plan to pay down the total outstanding balance, without telling her that the 2008 debts were outside the statute of limitations.
Feeling harassed by Quad Corporation, Inc., the consumer got a free case evaluation from a consumer attorney before suing the company for:
● Trying to collect a time-barred debt
● Using deceptive means to collect a debt
● Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-563-344-8700. If it shows up on your home or work caller ID, it’s likely because Quad Corporation, Inc. wants to collect a debt from you. If they try to deceive you into paying a debt they can no longer legally collect, hire a consumer lawyer and file a claim against Quad Corporation, Inc. You may be awarded $1,000 per FDCPA violation. In cases like this, failure to guard your privacy could turn out to be an expensive mistake.
*Case taken from PACER (www.pacer.gov). File number is Case: 3:16-cv-50343 from the United States District Court for the Northern District of Illinois, Western Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Quad Corporation, Inc. or any other third-party collection agency, you may not be entitled to any compensation.