Debt can overwhelm anyone, but unfortunately, many debt collectors treat anyone who owes money like a criminal or deadbeat. They curse at you, call you names, and threaten to have you arrested. If this happens to you, that collection agency is breaking the law, so call a consumer attorney right away.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) creates guidelines for both third-party collection agencies and indebted consumers. If you are dealing with a collection agency that uses these types of ruses to get you to pay, you have grounds to sue them.
- Ignoring a formal cease communication request
- Calling you directly after you hire an attorney
- Using an autodialer to barrage your cell phone with calls
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
- Yelling and swearing at you
- Saying you will never get credit again unless you pay
Company Profile: QAR, LLC
If you are being called by QAR, LLC, here is some more information about the company.
QAR, LLC is a debt collection agency in Cheektowaga, New York, with a satellite office in Atlanta, Georgia. It was established in 2007, has 35 employees, and appears to specialize in collecting old payday loans. Legal files at the PACER website show that consumers who believed that they were being harassed by QAR, LLC hired an attorney and chased the company for compensation.
Alleged Violations against QAR, LLC*
According to information on the PACER website, in or around April 2009, QAR, LLC began calling a Florida consumer about an alleged debt. He claimed that the agency left several voice messages asking him to call it about a matter related to his Social Security number, and did not mention that it was collecting a debt.
Feeling harassed by QAR, LLC, the consumer engaged an attorney and sued the company for:
- Using harassing means to collect a debt
- Not identifying itself as a debt collector in all communications
A judgment was entered in favor of the plaintiff.
Hire a Consumer Lawyer
The phone numbers for QAR, LLC are:
If you see them on your caller ID, it means that QAR, LLC is on the line. If they leave misleading voice messages that don’t disclose the reason for the call, hire a consumer lawyer and file a claim against QAR, LLC. You could receive $1,000 per FDCPA violation, so act now.
**Case taken from PACER (pacer.gov). File number is Case 0:10-cv-60567-ASG from the United States District Court for the Southern District of Florida.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against QAR, LLC or any other third-party collection agency, you may not be entitled to any compensation.