Debt collection agencies often break the law in ways that you may not even recognize as illegal. They fail or refuse to confirm that a debt exists and that they have the right to collect it. They ignore a dispute letter and keep chasing you or reporting the debt as valid to the credit bureaus.
These attempts at intimidating you violate federal law and an attorney can help you stop it.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, protects debtors from the unfair, harassing, and manipulative tactics that collection agencies sometimes employ. If you are subjected to demands that include the following ‘incentives’, do not hesitate to discuss your case with a consumer protection lawyer.
- Threatening harm to your person, property, or reputation
- Claiming that they operate or work for a credit bureau
- Contact you after they have been notified that you have an attorney
- Failing to identify themselves during phone calls
- Contacting you at work after you have informed them that your employer does not allow such calls
- Yelling, swearing, and calling you names
Company Profile: Professional Services of NY, Ltd.
If you are being called by Professional Services of NY, Ltd., information about the agency is below.
Professional Services of NY, Ltd. is a debt collector located in Lake Grove, New York. It began operations in 1983, has a small staff of fewer than 10 employees, and is managed by owner Heath Adler.
The lawsuit database at the PACER website indicates that consumers who felt they were being harassed by Professional Services of NY, Ltd. contested the agency’s claims against them in court.
Alleged Violations against Professional Services of NY, Ltd.
According to PACER, in or around mid-2015, Professional Services of NY, Ltd. sent a collection letter to a New York consumer. The letter, which was later introduced as an exhibit, stated that any dispute must be in writing, which is a violation of the FDCPA.
Feeling harassed by Professional Services of NY, Ltd., the consumer hired a consumer lawyer and filed an FDCPA lawsuit against the company for:
- Providing inaccurate information about her dispute rights
- Using false, deceptive, and misleading means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone number for Professional Services of NY, Ltd. is 1-631-758-7988. If you see it on your caller ID, a collection demand from Professional Services of NY, Ltd. will probably follow. If they mislead you regarding your dispute rights, contact a consumer lawyer for a case review.
If a debt collector violates your rights under the FDCPA, you may be able to file a civil lawsuit against them and request up to $1,000 in statutory damages plus any actual damages you suffered and an award of reasonable attorneys’ fees and costs, so act now.
Case taken from PACER (pacer.gov). File number is Case 2:15-cv-06998-JFB-GRB from the United States District Court for the Eastern District of New York.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Professional Services of NY, Ltd. or any other third-party collection agency, you may not be entitled to any compensation.