Are you being called by Professional Collection Company?* Here's what you need to know.
When debt collectors are calling you every day and sending rude, demanding letters, your stress levels can go off the chart. When the collection agency you are dealing with is intrusive and threatening, you have the right to order them to stop and seek damages if they refuse.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA), which is enforced by the Federal Trade Commission, regulates the actions of third-party debt collectors. Strategies like those below violate the FDCPA and repeat offenders can be shut down.
- Demanding outrageous amounts that exceed the amount of the original debt
- Using profane and obscene language
- Threatening consequences they cannot legally inflict, or have no intention of carrying out
- Telling your friends, neighbors, and co-workers that you owe money
- Failing to identify themselves as debt collectors in each communication
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
Company Profile: Professional Collection Company
If you are being called by Professional Collection Company, information about the company is below.
Professional Collection Company is a debt collection company located in Monroe, Louisiana. It originally opened for business in 1969, has less than 10 employees, and is managed by its President, James B. Slaughter. Records viewable at the PACER (Public Access to Court Electronic Records) website confirm that many consumers who felt they were being harassed by Professional Collection Company went to court to challenge the agency’s claims.
Alleged Violations against Professional Collection Company
According to PACER, on or around December 20, 2013, Professional Collection Company sent a collection letter to a North Carolina resident. The letter allegedly threatened that credit problems would arise if she did not pay the debt.
Feeling harassed by Professional Collection Company, she hired a consumer attorney and sued the company for allegedly violating the FDCPA by using false, deceptive and misleading means to collect a debt.
The matter was later dismissed.
Hire an Attorney
The phone number for this debt collection agency is 1- 318-325-7393. If you see it on your caller ID, be aware that you are being called by Professional Collection Company. If they send you a collection letter that threatens credit damage if you do not pay immediately, hire a consumer attorney who can help you file a claim against Professional Collection Company. You could end up being awarded $1,000 per FDCPA violation plus court costs and attorney fees, so take action when you know you are in the right.
*Case taken from PACER (www.pacer.gov). File number is Case 1:14-cv-00917-CCE-JLW from the United States District Court for the Middle District of North Carolina, Durham Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Professional Collection Company, or any other third-party collection agency, you may not be entitled to any compensation.