Are you being called by Professional Account Management, LLC?* Here's what you need to know.
If you’re afraid to answer your phone or open your mail, expecting another round of verbal attack or demand from a debt collector, you’re not the only one. Thousands of Americans have a debt in collections, and judging by the complaints to the Federal Trade Commission each year, collectors aren’t always civil when pursuing it.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) makes it illegal for third-party debt collectors to threaten or coerce indebted consumers into paying their debts. This means that strategies like the following can result in expensive fines and even loss of the agency’s license.
- Failing to identify themselves as debt collectors trying to collect a debt
- Demanding amounts not supported by law or the original creditor agreement
- Using profane and abusive language
- Calling you at work after you tell them that you can’t take personal calls there
- Demanding outrageous ‘fees’ in addition to the original debt
- Calling you at inconvenient times and places, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
Company Profile: Professional Account Management, LLC
If you are being called by Professional Account Management, LLC information about the company is below.
Professional Account Management, LLC is a collection agency located in Milwaukee, Wisconsin. It was established in 1999, has less than 10 employees, and is managed by its CEO, Timothy Weddler. According to records retained at the PACER (Public Access to Court Electronic Records) website, consumers who believed they were being harassed by Professional Account Management, LLC confronted the company in court.
Alleged Violations against Professional Account Management, LLC
According to PACER, a Wisconsin resident filed for Chapter 7 bankruptcy on August 31, 2011, and included a debt owed to Professional Account Management, LLC. After his discharge on January 3, 2012, he allegedly continued to receive harassing collection letters and calls from the company.
Feeling harassed by Professional Account Management, LLC, he hired a consumer attorney and sued the company for allegedly violating the FDCPA by misrepresenting the legal status of the debt.
The matter was later dismissed.
Hire an Attorney
The phone numbers for this collection agency are:
If you see any of these numbers on your caller ID when the phone rings, it means that you are being called by Professional Account Management, LLC. If they attempt to collect a debt that was discharged in an earlier bankruptcy, hire a consumer attorney. If you file a claim against Professional Account Management, LLC with your attorney’s help and a judge decides in your favor, you could potentially win $1,000 per violation as well as attorney's fees, court costs, and any actual damages. Standing up to a debt collector is your right under the law.
*Case taken from PACER (www.pacer.gov). File number is Case 2:12-cv-00397-JPS from the United States District Court for the Eastern District of Wisconsin, Milwaukee Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Professional Account Management, LLC, or any other third-party collection agency, you may not be entitled to any compensation.