Is a collection agency making your life miserable by calling you nonstop and embarrassing you in front of your friends and family? If they tell you that there is no law preventing them from treating you this way, they’re lying. As an indebted consumer, you have rights protected by state and federal law.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, outlines what a debt collector can do to collect a debt, requiring that third-party debt collectors to treat you with respect when communicating with you about a debt. If a company tries to make you pay by using these types of pressure tactics, see a consumer lawyer about protecting your rights.
- Calling your friends and family and revealing that you owe money
- Swearing at you
- Saying that they have obtained a judgment against you when they haven’t
- Pursuing payment for a debt discharged in bankruptcy
- Calling you outside the hours of 8:00 a.m to 9:00 p.m.
- Failing to identify themselves as debt collector
Company Profile: Prime Asset Recovery, Inc.
If you are being called by Prime Asset Recovery, Inc., company details are below.
Prime Asset Recovery, Inc., which also does business as ACH Credit Recovery Services, is a debt collection agency in Depew, New York. It opened for business in 2008, is managed by its CEO, Brian Koziel. Currently, it has 10 employees. Archived litigation records at the PACER website indicate that consumers who felt that they were being harassed by Prime Asset Recovery, Inc. took their case to court.
Alleged Violations against Prime Asset Recovery, Inc.**
According to information on the PACER website, in or around October 2008, Prime Asset Recovery, Inc. began calling a Florida consumer to collect a debt. Beginning on October 28 of that year and continuing until May 2009, collectors allegedly left voice messages claiming to be from the company’s ‘pre-legal department’ and referencing a ‘case number.’
Feeling harassed by Prime Asset Recovery, Inc., the consumer took legal action against the company for:
- Using false, deceptive, and misleading means to collect a debt
- Failing to identify themselves as debt collectors
- Using harassing and abusive means to collect a debt
A judgement was entered in favor of the Plaintiff.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If they ever appear to be calling your, it is likely that you are being called by Prime Asset Recovery, Inc.. If they leave voice messages that give a false impression of pending legal action, hire a consumer lawyer and file a claim against Prime Asset Recovery, Inc. If you win, you could receive $1,000 per FDCPA violation, so never let a debt collector mistreat you without acting on your right to sue.
**Case taken from PACER (pacer.gov). Case 0:09-cv-61689-WPD from the United States District Court for the Southern District of Florida.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Prime Asset Recovery, Inc. or any other third-party collection agency, you may not be entitled to any compensation.