Debt collection is an industry worth billions of dollars. Collection agencies also generate more complaints than any other financial service. While many debt collectors obey consumer protection laws, several engage in illegal practices.
Your Rights Under the FDCPA
Forty plus years ago, the Fair Debt Collection Practices Act (FDCPA) was passed to help restrict the aggressive and abusive means being taken by overly zealous debt collectors to collect debts. It outlines important rights for consumers and gives you the legal standing to sue a collection agency that subjects you to the following:
- Harassing you over a debt that you never incurred
- Calling you at work even after you tell them that your boss does not allow it
- Threatening to garnish your wages or send you to prison
- Calling you rude and obscene names
- Pretending to be attorneys or members of law enforcement
- Talking about the debt with your friends, family, and neighbors
Company Profile: Premiere Credit**
If you are being called by Premiere Credit, here is some more information about the company.
Premiere Credit, which also does business as Premiere Credit of North America, is a debt collection agency in Indianapolis, Indiana. It opened for business in 1999, has 480 employees, and is managed by its President, Todd Wolfe.
Hire a Consumer Lawyer
The phone numbers for Premiere Credit are:
If you see them on the caller ID of your home or cell phone, it means that Premiere Credit is trying to reach you. If they demand that you pay a debt you’ve already addressed with another agency, hire a consumer lawyer and file a claim against Premiere Credit. If the court decides in your favor, you could be awarded $1,000 per FDCPA violation, so when a debt collector goes too far, stand firm and push back.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Premiere Credit or any other third-party collection agency, you may not be entitled to any compensation.