Are you receiving calls and letters from a debt collector? You’re not alone: millions of people across the country have some form of consumer debt in collections, with the average amount being $5,000. While trying to collect the debt is legal, harassing you to get you to pay is not. If a collection agency treats you in this manner, call an attorney.
Your Rights Under the FDCPA
Debt collectors can often prey on debtors unaware of their rights. The Fair Debt Collection Practices Act, or FDCPA prohibits third-party debt collectors from using deceptive and unethical collection tactics like the following:
Using profane or obscene language
Using the phone to harass you
Talking to your friends and family about your debt
Contacting you directly even after you’ve hired an attorney to represent you in the matter
Calling you repeatedly and leaving vague messages that do not identify their company or purpose
Threatening to ruin your credit if you don’t pay
Company Profile: POM Recoveries, Inc.
If you are being called by POM Recoveries, Inc, take note of the information below.
POM Recoveries, Inc, is a debt collection company located in Lindenhurst, New York. It was established in 1986, has 120 employees, and is managed by its President, James V. Argutto. The company maintains memberships in the Association of Credit and Collection Professionals, the Consumer Credit Association, and related groups. A review of litigation records on file at the PACER (Public Access to Court Electronic Records) website confirms that consumers who believed they were being harassed by POM Recoveries, Inc, did not passively accept perceived mistreatment.
Alleged Violations against POM Recoveries, Inc,
According to PACER, on or around February 9, 2016, POM Recoveries, Inc. began trying to collect a debt from a New York resident. On February 26 a collector who identified himself as ‘Clint Georges’ called and asked him to verify his account information.
When he asserted that he disagreed with the debt and asked whether he can dispute it, Mr. Georges replied, “On what behalf?” Unsure about his rights, he requested more information but later claimed that what he got was inconsistent.
Feeling harassed by POM Recoveries, Inc,, he hired a consumer attorney and sued the company for allegedly violating the FDCPA by using false, deceptive, and misleading means to collect a debt.
The matter was later settled.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If you see any of these numbers on your caller ID, be aware that you are being called by POM Recoveries, Inc, If they appear to be obstructing your attempts to lawfully dispute the debt, hire a consumer attorney who can help you file a claim against POM Recoveries, Inc. If the matter goes to court and you win, you could be awarded $1,000 per FDCPA violation. These judgments are expensive reminders that consumers have rights no matter how much they owe.
*Case taken from PACER (www.pacer.gov). File number is Case 1:16-cv-01150-ARR-PK from the United States District Court for the Eastern District of New York.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against POM Recoveries, Inc, or any other third-party collection agency, you may not be entitled to any compensation.