Debt collection is an industry worth billions of dollars. Collection agencies also generate more complaints than any other financial service. While many debt collectors obey consumer protection laws, several engage in illegal practices.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) creates guidelines for both third-party collection agencies and indebted consumers. If you are dealing with a collection agency that uses these types of ruses to get you to pay, you have grounds to sue them.
- Repeated phone calls intended to annoy you
- Using racist or sexist language
- Saying they have court papers to serve on you when they don’t
- Calling your family and friends
- Claiming to be members of law enforcement
- Asking you why you don’t pay your bills
Company Profile: PMR Law Group
If you are being called by PMR Law Group, here is some more information about the company.
PMR Law Group, which also does business as Profile Recovery Group, LLC, is a debt collection agency in Depew, New York. It was founded in 2009 and has fewer than 10 employees. Litigation-related documents kept at the PACER website suggest that people who believed that they were being harassed by PMR Law Group took the company to federal court.
Alleged Violations against PMR Law Group*
According to information on the PACER website, in or around early 2010, PMR Law Group started calling a California consumer to collect a debt. He complained that the agency called constantly and did not identify itself as a debt collector. Collectors also allegedly threatened to call his employer and file civil and criminal charges against him.
Feeling harassed by PMR Law Group, the consumer took action by suing the company for:
- Using harassing means to collect a debt
- Misrepresenting the legal status of the debt
- Failing to identify itself in all communications
- Threatening legal action it could not take
- Using false, deceptive, and misleading means to collect a debt.
The matter was later dismissed.
Hire a Consumer Lawyer
The phone number for PMR Law Group is 1-614-586-4174. If you see it on your caller ID at any time, seek legal advice because PMR Law Group is calling you. If they verbally abuse you and threaten to expose you to your employer, hire a consumer lawyer and file a claim against PMR Law Group. You could be awarded statutory damages of $1000, so don’t hesitate to take action.
**Case taken from PACER (pacer.gov). File number is Case 3:09-cv-02242-JM-CAB from the United States District Court for the Southern District of California.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against PMR Law Group or any other third-party collection agency, you may not be entitled to any compensation.