Many consumers in the United States are harassed by debt collectors, sometimes for debts that they don’t even owe. Even if your debt is legitimate, collection agencies are legally prohibited from harassing you to recoup it.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from harassing indebted consumers, as well as from bullying and making threats when attempting to collect on a debt. Actions like the following can result in heavy penalties and sanctions.
- Raising their voice and making threats
- Contacting you even after you’ve ordered them to cease communications
- Calling you at inconvenient times and places, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Swearing and using profane language
- Refusal to provide you with information about the debt
- Demanding amounts that exceed the original debt
Company Profile: PMGI, LLC
If you are being called by PMGI, LLC, you can find additional information about the company below.
PMGI, LLC is a debt collection agency in West Hollywood, California. It was founded in 2001, has a small staff of less than 10 employees, and is managed by Jorge Garcia. It often uses Kenosian & Miele, LLP to assist it in collecting debts.
Records of consumer lawsuits that have been indexed and retained by the PACER website indicates that consumers who felt they were being harassed by PMGI, LLC sought professional legal counsel to deal with the problem.
Alleged Violations against PMGI, LLC
According to PACER, in or around April 2013 a California consumer checked her credit report and saw a debt listed by PMGI, LLC. She denied recognizing the debt or entering into any kind of transaction with the company in the past, so she sent a dispute letter the following month. The company allegedly ignored it.
Feeling harassed by PMGI, LLC, she hired a consumer attorney and sued the agency for allegedly committing the following illegal debt collection practices:
- Reporting inaccurate information to the credit bureaus
- Failing to send her a debt validation notice
- Using false, deceptive, and misleading means to collect a debt
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for PMGI, LLC are:
If the phone rings and you see them on your caller ID, be aware that PMGI, LLC is trying to contact you. If they report a debt you don’t even owe to the credit bureaus and seem to ignore your dispute, contact a consumer lawyer who can help you file a claim against PMGI, LLC.
You could be awarded $1,000 per FDCPA violation if you win your case. Even if you owe a lot of money, it is still illegal to harass you. It’s a point of law that many debt collectors only remember when they are successfully sued.
- Has a Debt Collector Used Profane Language?
- What Happens If a Debt Collector Threatens to Send Me to Jail?
Case taken from PACER (pacer.gov). File number is Case 8:13-cv-01806-CAS-RNB from the United States District Court for the Central District of California, Southern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against PMGI, LLC or any other third-party collection agency, you may not be entitled to any compensation.