Are You Being Called By Plaza Services, LLC? Here’s What You Need to Know
Debt collectors are persistent in their attempts to collect money because when you pay, they get paid too. To pressure you into acting sooner rather than later, some use intimidation tactics such as shouting at you over the phone, threatening to garnish your wages, and embarrassing you in front of friends and family. Don’t be intimidated. Being treated this way gives you grounds to sue.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, protects consumers from being by third-party debt collectors. This federal law states that collection tactics like those below are illegal and can get an errant company shut down.
- Maliciously reporting false information to the credit bureaus
- Telling your friends and family that you owe money
- Threatening to have you arrested if you don’t pay immediately
- Using profane and obscene language
- Demanding an amount that is not supported by law or the original debt agreement
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
Company Profile: Plaza Services, LLC
If you are being called by Plaza Services, LLC, information about the company is below.
Plaza Services, LLC is a debt collection agency located in Atlanta, Georgia. It was established in 2014, has less than 10 employees, and is managed by its owner, Gerald Lewis. Records on file at the PACER (Public Access to Court Electronic Records) website confirm that consumers who believed they were being harassed by Plaza Services, LLC refused to tolerate perceived mistreatment and filed lawsuits.
Alleged Violations against Plaza Services, LLC
According to PACER,on February 16, 2016, a California resident obtained a copy of her credit report from Transunion and discovered that Plaza Services, LLC was reporting a debt originally owed to Advance America, with a referenced balance of $315. She sent the agency a dispute letter on February 17 via fax, but the debt was never noted as disputed when she checked her report again.
Feeling harassed by Plaza Services, LLC, she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the ways outlined below:
- Using false, deceptive, and misleading means to collect a debt
- Failing to send a validation letter five days after initial contact
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency are:
If you see either of these numbers on your caller ID, be aware that you are being called by Plaza Services, LLC. If they report inaccurate information to the credit bureaus and fail to report a debt as disputed, hire a consumer attorney immediately. If you file a claim against Plaza Services, LLC and win your case, you could potentially receive $1,000 per FDCPA violation, as well as attorney’s fees, court costs, and damages. Standing up to a debt collector is a recommended way to bring any bullying to an end.
*Case taken from PACER (www.pacer.gov). File number is Case Case 2:16-cv-02242-MRW from the United States District Court for the Central District of California, Western Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Plaza Services, LLC, or any other third-party collection agency, you may not be entitled to any compensation.